St. Johns County property record for 538 Side Creek Ln, Saint Augustine, FL 32084 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,263 sqft · built 2008 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,550 (Mar 2016) |
| Tax Bill | $6,179 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 103205-0550 |
| Primary APN | 103205-0550 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,263 sqft Living Area |
| Gross Area | 2,816 sqft |
| 1st Floor Area | 1,092 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 553 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 538 SIDE CREEK LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-6535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 57/35-42 HERITAGE PARK PARCEL E-2 LOT 55 OR4160/685 & 4522/1826 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 57 |
| Legal Subdivision | HERITAGE PARK PARCEL E-2 |
| Legal Block | 1 |
| Legal Lot Number | 55 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20903 |
Source: St. Johns County records · APN 103205-0550
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 58 ATHENS DR, SAINT AUGUSTINE, FL 32092-1898 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED PREMIER FUNDING LLC |
| Mar 29, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED PREMIER FUNDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 10, 2016 · Amount on Record |
| Deed Sale | Mar 10, 2016 · Amount on Record |
| Prior Sale | Feb 01, 2016 · Amount on Record |
| Deed Document Number | 201614598 |
| Deed Book / Page | 4160 / 685 |
| Last Transfer Date | Mar 19, 2018 |
| Transfer Doc | 0045221826 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 538 SIDE CREEK LN, SAINT AUGUSTINE, FL 32084-6535 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 58 ATHENS DR, SAINT AUGUSTINE, FL 32092-1898 |
| Document Number | 0053241701 |
|---|---|
| Date | Jul 22, 2021 |
| Book Page | 5324/1701 |
| Instrument | 2021081544 |
| Name | UNITED PREMIER FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | DULUTH, GA 30096 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 29, 2018 |
| Property Address | 538 SIDE CREEK LN, SAINT AUGUSTINE, FL 32084-6535 |
| Document Number | 0045221826 |
| Book / Page | 4522 / 1826 |
| Map Reference | MB57 PG35 |
| Instrument Date | Mar 19, 2018 |
| Instrument | 2018020770 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | LAND TITLE OF AMERICA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 134 MISSION TRACE DR, SAINT AUGUSTINE, FL 32084-1178 |
| Document Number | 2018020771 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 2018020771 |
| Name | UNITED PREMIER FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2033 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $342,494 (+1.37%) Land $85,000 Building $257,494 | $342,494 (+1.37%) Land $85,000 Building $257,494 | |
| 2025 | $6,179.00 (+10.26%) | $337,876 (-6.5%) | $337,876 (-6.5%) Land $80,000 Building $257,876 |
| 2024 | $5,604.00 (+6.58%) | $361,360 (+5.53%) | $361,360 (+5.53%) Land $90,000 Building $271,360 |
| 2023 | $5,258.00 (+3.08%) | $342,440 (-0.66%) | $342,440 (-0.66%) Land $90,000 Building $252,440 |
| 2022 | $5,101.00 | $344,730 | $344,730 Land $80,640 Building $264,090 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 40 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force 35 of 40 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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