550 S Main Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 550 S Main Ave, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,260 sqft · built 1915
Lot Size	0.262 acres (11,428 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Jan 2017)
Tax Bill	$617 (2024)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031B-B-001.00`

Property Details

APN / Parcel Number

Primary APN	`031B-B-001.00`
Alternative APNs	`086031B B 00100` `000006960`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1986
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,428 sqft (0.262 acres)
Lot Dimensions	80 ft deep x 139 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	84 sqft
Deck Area	72 sqft
Patio Area	616 sqft
Canopy	616 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	550 S MAIN AVE
City	ERWIN
State	TN
Zip	37650-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	VINTON LOT 12- 137X80
Legal Subdivision	VINTON
Legal Lot Number	12
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	2
Census Block	2000
Census Tract	80400

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	550 S MAIN AVE, ERWIN, TN 37650-1010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2017 · Amount on Record
Deed Sale	Jan 30, 2017 · Amount on Record
Deed Document Number	2017166
Deed Book / Page	400 / 1026
Record Updated	Jun 8, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jan 30, 2017
Property Address	550 S MAIN AVE, ERWIN, TN 37650-1010
Document Number	4001026
Book / Page	000400 / 001026
Instrument Date	Jan 26, 2017
Instrument	166
Transaction Type	Transfer
Record Updated	Feb 3, 2017
Title Company	EVERGREEN TITLE AND CLOSING LLC, EVERGREEN TITLE & CLOSING LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	550 S MAIN STREET AVE ERWIN TN 37650, ERWIN, TN 37650

Mortgage

Document Number	4001029,
Date	Jan 30, 2017
Book Page	000400/001029
Instrument	167

Lender

Name	BANK OF TENNESSEE
Type	Bank
Address	KINGSPORT, TN 37660

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.73%

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,625 (-) Land $5,675 Building $17,950	$94,500 (-) Land $22,700 Building $71,800
2024	$617.00 (+11.17%)
2023		$23,625 (-) Land $5,675 Building $17,950
2022	$555.00	$23,625 Land $5,675 Building $17,950	$94,500 Land $22,700 Building $71,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1984–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Main Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures