544 S Main Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 544 S Main Ave, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 980 sqft · built 1920
Lot Size	0.135 acres (5,898 sqft)
Owner	2 Individual Names on Record
Last Sale	$29,500 (May 1989)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031B-B-002.00`

Property Details

APN / Parcel Number

Primary APN	`031B-B-002.00`
Alternative APNs	`086031B B 00200` `000006961`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	980 sqft Living Area
Gross Area	1,400 sqft
1st Floor Area	980 sqft
Basement Area	420 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1986
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,898 sqft (0.135 acres)
Lot Dimensions	80 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	247 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	544 S MAIN AVE
City	ERWIN
State	TN
Zip	37650-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	VINTON LOT 14 70X80
Legal Subdivision	VINTON
Legal Lot Number	14
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	2
Census Block	2000
Census Tract	80400

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	544 S MAIN AVE, ERWIN, TN 37650-1010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage CLINCHFIELD FEDERAL CREDIT UNION
Oct 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage CLINCHFIELD FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 1989 · Amount on Record
Deed Sale	May 31, 1989 · Amount on Record
Deed Book / Page	159 / 89
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	544 S MAIN AVE, ERWIN, TN 37650-1010
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 S MAIN AVE, ERWIN, TN 37650-1010

Mortgage

Document Number	0000495908
Date	Sep 15, 2025
Book Page	495/908
Instrument	25002038

Lender

Name	CLINCHFIELD FEDERAL CREDIT UNION
Type	Credit Union
Address	ERWIN, TN 37650

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	544 S MAIN AVE, ERWIN, TN 37650-1010
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000464823
Date	Oct 25, 2022
Book Page	464/823
Instrument	22002299

Lender

Name	CLINCHFIELD FCU
Type	Credit Union
Address	ERWIN, TN 37650

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$18,450 (-) Land $3,375 Building $15,075	$73,800 (-) Land $13,500 Building $60,300
2023	$18,450 Land $3,375 Building $15,075
2022		$73,800 Land $13,500 Building $60,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1984–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Main Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures