550 S Harbin Dr, Stephenville, TX 76401 Property Records

Erath County property record for 550 S Harbin Dr, Stephenville, TX 76401

Property Summary

Property Type	Commercial
Details	2,880 sqft · built 2005
Lot Size	0.938 acres (40,859 sqft)
Owner	Company Name on File
Tax Bill	$8,032 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000033602`

Property Details

APN / Parcel Number

Primary APN	`R000033602`
Alternative APN	`R.6200.00960.00.0`

Interior

Stories	1 Story
Building Area	2,880 sqft Total Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	40,859 sqft (0.938 acres)
Porch	Porch
Porch Area	600 sqft

Location & Zoning

Account Number	R.6200.00960.00.0
Street Address	550 S HARBIN DR
City	STEPHENVILLE
State	TX
Zip	76401-3958
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	S6200 SOUTH SIDE ADDITION, BLOCK 19;, LOT 20
Legal Subdivision	SOUTH SIDE ADDITION
Legal Block	19
Legal Lot Number	20
Jurisdiction	ERATH TX
Township / Civil Division	STEPHENVILLE
Census Block Group	3
Census Block	3009
Census Tract	950401

Owner

550 S Harbin Dr, a commercial property, is owned by a company that acquired it in June 2024.

Source: Erath County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	550 S HARBIN DR, STEPHENVILLE, TX 76401-3958
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage FIRSTCAPITAL BANK OF TEXAS NA
Dec 4, 2019	Vendor's Lien, Transfer · Commercial Mortgage FIRSTCAPITAL BANK OF TEXAS NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 26, 2024
Transfer Doc	0000003645
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	550 S HARBIN DR, STEPHENVILLE, TX 76401-3958
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1484 FM 205, STEPHENVILLE, TX 76401-1205

Mortgage

Document Number	202106263
Date	Aug 12, 2021
Instrument	2021-06263

Lender

Name	FIRSTCAPITAL BANK OF TEXAS NA
Type	Bank
Address	AMARILLO, TX 79119

Agreement

Amount	Amount on Record
Term	239 Months
Due	Jul 23, 2041

December 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	Dec 4, 2019
Property Address	550 S HARBIN DR, STEPHENVILLE, TX 76401-3958
Document Number	0201906989
Map Reference	CAB B SL 14A
Instrument Date	Dec 3, 2019
Instrument	2019-06989
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1484 FM 205, STEPHENVILLE, TX 76401-1205

Mortgage

Document Number	0201906990
Date	Dec 4, 2019
Instrument	2019-06990

Lender

Name	FIRSTCAPITAL BANK OF TEXAS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 17, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 550 S Harbin Dr was $8,032.

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Municipality	Stephenville City
Unified School District	Stephenville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,032.00 (-0.05%)	$479,620 (-0.06%) Land $326,740 Building $152,880	$479,620 (-0.06%) Land $326,740 Building $152,880
2025	$8,036.00	$479,930 Land $326,740 Building $153,190	$479,930 Land $326,740 Building $153,190
2023	$8,504.00 (+60.85%)	$479,930 Land $326,740 Building $153,190	$479,930 Land $326,740 Building $153,190
2022	$5,287.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 550 S Harbin Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 S Harbin Dr is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 67% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STEPHENVILLE serves 23,110 people · EPA ID TX0720002
Water Source	Purchased surface water from UPPER LEON RIVER MWD
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Vyve Broadband Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, United Electric Cooperative Services.

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