320 S Harbin Dr, Stephenville, TX 76401 Property Records

Erath County property record for 320 S Harbin Dr, Stephenville, TX 76401

Property Summary

Property TypeCommercial
Detailsbuilt 2024
Lot Size1.5 acres (65,340 sqft)
OwnerCompany Name on Record
Tax Bill$29,709 (2026)
Deeds & MortgagesJun 2024 Construction Loan
May 2025 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR000063891

Property Details

APN / Parcel Number

Primary APNR000063891
Alternative APN
  • R.6200.00926.00.0

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area65,340 sqft (1.5 acres)

Location & Zoning

Account NumberR.6200.00926.00.0
Street Address320 S HARBIN DR
CitySTEPHENVILLE
StateTX
Zip76401-3969
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionS6200 SOUTH SIDE ADDITION, BLOCK 19; LOT 19
Legal SubdivisionSOUTH SIDE ADDITION
Legal Block19
Legal Lot Number19
JurisdictionERATH TX
Township / Civil DivisionSTEPHENVILLE
Census Block Group3
Census Block3009
Census Tract950401

Owner

Source: Erath County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address350 DRIPPING SPRINGS RANCH RD, DRIPPING SPRINGS, TX 78620-4368
Owner TypeCompany
VestingPartnership

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2024Deed of Trust, Mortgage · Construction Mortgage
FIRST FINANCIAL BANK
May 27, 2025Deed of Trust, Mortgage · Commercial Mortgage
FIRST FINANCIAL BANK
Jun 15, 2022Warranty Deed, Transfer
Aug 10, 2020Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2022
Deed SaleJun 15, 2022
Deed Document Number20224315
Record UpdatedOct 29, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERATH TX
Property Address320 S HARBIN DR, STEPHENVILLE, TX 76401-3969
Transaction TypeMortgage
Record UpdatedOct 20, 2025
Title CompanyUNKNOWN, TOWN SQUARE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202403504
DateJun 25, 2024
Instrument2024-03504
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressABILENE, TX 79604
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERATH TX
Property Address320 S HARBIN DR, STEPHENVILLE, TX 76401-3969
Transaction TypeMortgage
Record UpdatedOct 20, 2025
Title CompanyUNKNOWN, TOWN SQUARE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address350 DRIPPING SPRINGS RANCH RD, DRIPPING SPRINGS, TX 78620-4368

Mortgage

Document Number0202502864
DateMay 27, 2025
Instrument2025-02864
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressEASTLAND, TX 76448
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueMay 22, 2045

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERATH TX
Recording DateJun 15, 2022
Property Address320 S HARBIN DR, STEPHENVILLE, TX 76401-3969
Document Number0202204315
Map ReferenceCAB B SL 227A
Instrument DateJun 14, 2022
Instrument2022-04315
Transaction TypeTransfer
Record UpdatedOct 20, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 717, WAXAHACHIE, TX 75168-0717

Transferred To (Grantee/Buyer)

NameVerified Name
Address350 DRIPPING SPRINGS RANCH RD, DRIPPING SPRINGS, TX 78620-4368

August 2020: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionERATH TX
Recording DateAug 10, 2020
Property Address320 S HARBIN DR, STEPHENVILLE, TX 76401-3969
Document Number0202004621
Map ReferenceCAB B SL 227A
Instrument DateJul 9, 2020
Instrument2020-04621
Transaction TypeForeclosure
Record UpdatedOct 20, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 717, WAXAHACHIE, TX 75168-0717

Tax Assessment & Valuation

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateTexas
CountyErath County
MunicipalityStephenville City
Unified School DistrictStephenville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$29,709.00 (+71.04%)$1,773,970 (+71.01%) Land $522,700 Building $1,251,270$1,773,970 (+71.01%) Land $522,700 Building $1,251,270
2025$17,370.00 (+87.54%)$1,037,320 (+98.45%) Land $522,700 Building $514,620$1,037,320 (+98.45%) Land $522,700 Building $514,620
2023$9,262.00 (+80.62%)$522,700 Land $522,700$522,700 Land $522,700
2022$5,128.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 60% of Texas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF STEPHENVILLE
serves 23,110 people · EPA ID TX0720002
Water SourcePurchased surface water from UPPER LEON RIVER MWD
Last State InspectionJun 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Brightspeed, Lipan Telephone Company, Nextlink, Totelcom.

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