550 Ruby St, Saginaw, MI 48602 Property Records

Saginaw County property record for 550 Ruby St, Saginaw, MI 48602 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1894
Square Footage	1,358 sqft Living Area
Lot Size	6,534 sqft (0.15 acres)
Occupancy	Owner Occupied
Last Sale	$29,000 (1999)
Tax Bill	$681.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`91-90-1-37-6000-000`
Alternative APN	`19 1376 00000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,358 sqft Living Area
1st Floor	1,012 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Exterior Material	Asbestos Exterior
Roof Material	Roll Composition (rolled Mineral Roof) Roof
Lot Area	6,534 sqft (0.15 acres)
Depth X Width	129 ft x 50 ft Depth x Width
Porch	Covered Porch
Porch Area	120 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	550 RUBY ST
City	SAGINAW
State	MI
Zip	48602-1171
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 25,BLK.21,SAGINAW IMPROVEMENT COMPANYS ADDITION I ALSO THAT PART OF S.WLY.1/2 OF VACATED ALLEY LYING ADJACENT THERETO
Legal Range	1E
Legal Township	90N
Legal Section	37
Legal Subdivision	IMPROVEMENT COMPANYS ADD
Legal Block	21
Legal Lot Number	25
Legal Unit	25
Jurisdiction	SAGINAW MI
Minor Civil Division	SAGINAW
Census Blockgroup	2
Census Block	2000
Census Tract	1200

Owner

Source: Saginaw County records · APN 91-90-1-37-6000-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	550 RUBY ST, SAGINAW, MI 48602-1171
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 1999 · Amount on Record
Deed Sale	May 21, 1999 · Amount on Record
Prior Sale	May 03, 1999 · Amount on Record
Deed Book / Page	2122 / 486
Record Refreshed	Sep 20, 2026

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 23, 2019
Property Address	550 RUBY ST, SAGINAW, MI 48602-1171
Document Number	0000018721
Instrument Date	Jul 23, 2019
Instrument	18721
Transaction Type	Transfer
Record Updated	Aug 07, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 RUBY ST SAGINAW MI 486021171, SAGINAW, MI 48602-1171

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
Municipality	Saginaw City
Unified School District	Saginaw City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,000 (+42.11%)	$54,000 (+42.11%)
2025	$681.00 (-15.82%) Homeowner's exemption
2023		$19,000	$38,000
2022	$809.00

Flood & Wildfire

550 Ruby St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Saginaw County (26145C), updated March 29, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.