Saginaw County property record for 539 Ruby St, Saginaw, MI 48602 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1906 |
| Square Footage | 1,080 sqft Living Area |
| Lot Size | 3,920 sqft (0.09 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $8,000 (2014) |
| Tax Bill | $827.00 (2025) |
| Primary APN | 91-90-0-76-1000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,080 sqft Living Area |
| 1st Floor | 864 sqft 1st Floor |
| Basement Area | 864 sqft Basement |
| Unfinished Basement | 863 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Exterior Material | Wood Siding Exterior |
| Roof Material | Asphalt Roof |
| Lot Area | 3,920 sqft (0.09 acres) |
| Depth X Width | 78.2 ft x 47.8 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 240 sqft Garage |
| Porch | Covered Porch |
| Porch Area | 140 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 539 RUBY ST |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48602-1170 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N.WLY.10 FT.OF LOT 19,S.ELY. 37.8 FT.OF LOT 18,PARK PLAT |
| Legal Subdivision | PARK PLAT |
| Legal Lot Number | 18-19 |
| Jurisdiction | SAGINAW MI |
| Minor Civil Division | SAGINAW |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 1200 |
Source: Saginaw County records · APN 91-90-0-76-1000-000
Assessment roll updated September 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 539 RUBY ST, SAGINAW, MI 48602-1170 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 03, 2014 · Amount on Record |
| Deed Sale | Oct 03, 2014 · Amount on Record |
| Prior Sale | Jan 05, 2000 |
| Deed Doc Number | 201428050 |
| Deed Book / Page | 2788 / 2024 |
| Last Transfer Date | Nov 28, 2023 |
| Transfer Doc | 0000025521 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Nov 28, 2023 |
| Property Address | 539 RUBY ST, SAGINAW, MI 48602-1170 |
| Document Number | 0000025521 |
| Instrument Date | Nov 28, 2023 |
| Instrument | 2023025521 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 310 S MASON ST, SAGINAW, MI 48602-2348 |
| Name | Verified Name |
|---|---|
| Address | 539 RUBY ST, SAGINAW, MI 48602-1170 |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| Municipality | Saginaw City |
| Unified School District | Saginaw City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $24,800 (+51.22%) | $49,600 (+51.22%) | |
| 2025 | $827.00 (-10.21%) Homeowner's exemption | ||
| 2023 | $16,400 | $32,800 | |
| 2022 | $921.00 |
539 Ruby St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Saginaw County (26145C), updated March 29, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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