526 Ruba Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 526 Ruba Rd, Saint Augustine, FL 32086 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2007
Square Footage	1,214 sqft Living Area
Lot Size	21,780 sqft (0.5 acres)
Garage	Attached, 488 sqft
Occupancy	Owner Occupied
Tax Bill	$1,239.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`135440-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,214 sqft Living Area
Gross Area	1,702 sqft Gross Area
1st Floor	1,214 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Exterior Material	Stucco Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	21,780 sqft (0.5 acres)
Depth X Width	1 ft x 102 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	488 sqft Garage

Exterior Amenities

Pool Area	322 sqft Pool
Deck Area	Deck Area
Patio Area	200 sqft Patio
Porch Area	20 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	526 RUBA RD
City	SAINT AUGUSTINE
State	FL
Zip	32086-5452
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	12/92 RUBA SUBDIVISION LOT 4 & THAT PT OF TRACT A LYING N OF LOT 4 OR1271/1389
Legal Range	29E
Legal Township	08S
Legal Section	01
Legal Subdivision	RUBA SUBDIVISION
Legal Tract	A
Legal Block	2
Legal Lot Number	4
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2007
Census Tract	21301

Owner

Source: St. Johns County records · APN 135440-0040

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	526 RUBA RD, SAINT AUGUSTINE, FL 32086-5452
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	526 RUBA RD, SAINT AUGUSTINE, FL 32086-5452
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 RUBA RD, SAINT AUGUSTINE, FL 32086-5452

Mortgage

Document Number	0054351861
Date	Dec 03, 2021
Book Page	5435/1861
Instrument	2021130963

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 01, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,187 (+2.7%)	$321,461 (+1.65%) Land $86,000 Building $235,461
2025	$1,239.00 (+24.4%) Homeowner's exemption Senior Citizen's exemption	$162,792 (+2.9%)	$316,243 (+25.64%) Land $86,000 Building $230,243
2024	$996.00 (+0.71%) Homeowner's exemption Senior Citizen's exemption	$158,204 (+3%)	$251,714 (+1.51%) Land $66,000 Building $185,714
2023	$989.00 (-23.69%) Homeowner's exemption Senior Citizen's exemption	$153,596 (+3%)	$247,961 (+20.69%) Land $66,000 Building $181,961
2022	$1,296.00 Homeowner's exemption Senior Citizen's exemption	$149,122	$205,458 Land $56,000 Building $149,458

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 2,778 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.