550 River Rd, Potsdam, NY 13676 Property Records

St. Lawrence County and Potsdam Town property record for 550 River Rd, Potsdam, NY 13676

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,260 sqft · built 1900
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$45,000 (May 2004)
Tax Bill$3,432 (2026)
Deeds & MortgagesMay 2020 Line of Credit
APN407489 53.072-1-5

Property Details

APN / Parcel Number

Primary APN407489 53.072-1-5
Alternative APN
  • 748905307200010050000000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,260 sqft Living Area
1st Floor Area840 sqft
Upper Floors Area420 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions200 ft deep x 64 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchPorch
Porch Area348 sqft
Canopy399 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number407489 53.072-1-5
Street Address550 RIVER RD
CityPOTSDAM
StateNY
Zip13676-3106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Block1
Legal Lot Number5.000
JurisdictionST LAWRENCE NY
Township / Civil DivisionPOTSDAM
Census Block Group4
Census Block4001
Census Tract491000

Owner

Source: St. Lawrence County and Potsdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address550 RIVER RD, POTSDAM, NY 13676-3106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2004 · Amount on Record
Deed SaleMay 3, 2004 · Amount on Record
Deed Book / Page2004 / 8028
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LAWRENCE NY
Property Address550 RIVER RD, POTSDAM, NY 13676-3106
Document Number0000004392
Instrument DateMay 1, 2020
Transaction TypeMortgage
Record UpdatedJul 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 RIVER RD POTSDAM NY 136763106, POTSDAM, NY 13676-3106

Mortgage

Document Number0000004392
DateMay 6, 2020
Instrument4392
Lender
NameSEACOMM FCU
TypeCredit Union
AddressCANTON, NY 13617
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 5, 2035
Interest
Rate TypeAdjustable Rate
Rate3%

Tax Assessment & Valuation

Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountySt. Lawrence County
County SubdivisionPotsdam Town
Unified School DistrictPotsdam Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,432.00 (+41.06%) Homeowner's exemption
2025$2,433.00$123,000 (+122.83%) Land $3,300 Building $119,700$123,000 (+64.89%) Land $3,300 Building $119,700
2023$55,200 Land $4,800 Building $50,400$74,595 Land $6,487 Building $68,108

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

Nearby Streets

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