546 River Rd, Potsdam, NY 13676 Property Records

St. Lawrence County and Potsdam Town property record for 546 River Rd, Potsdam, NY 13676

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,502 sqft · built 1880
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on Record
Last Sale$30,000 (Nov 2010)
Tax Bill$2,400 (2026)
Deeds & MortgagesAug 2018 Loan Modification
Dec 2016 Loan Modification
APN407489 53.072-1-6

Property Details

APN / Parcel Number

Primary APN407489 53.072-1-6
Alternative APN
  • 748905307200010060000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,502 sqft Living Area
1st Floor Area1,242 sqft
Upper Floors Area307 sqft
AtticAttic
Attic Area263 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleBungalow
Exterior MaterialWood
Foundation TypeRaised
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions200 ft deep x 81 ft wide

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchSlab
Porch Area596 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number407489 53.072-1-6
Street Address546 RIVER RD
CityPOTSDAM
StateNY
Zip13676-3106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Block1
Legal Lot Number6.000
JurisdictionST LAWRENCE NY
Township / Civil DivisionPOTSDAM
Census Block Group4
Census Block4001
Census Tract491000

Owner

Source: St. Lawrence County and Potsdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address546 RIVER RD, POTSDAM, NY 13676-3106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2018Loan Modification, Mortgage · Line of Credit
MASSENA S&L
Dec 28, 2016Loan Modification, Mortgage · Line of Credit
MASSENA S&L ASSN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2010 · Amount on Record
Deed SaleNov 12, 2010 · Amount on Record
Prior SaleNov 12, 2010 · Amount on Record
Deed Book / Page2010 / 17323
Record UpdatedOct 29, 2026

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LAWRENCE NY
Property Address546 RIVER RD, POTSDAM, NY 13676-3106
Document Number0000011560
Instrument DateAug 30, 2018
Transaction TypeMortgage
Record UpdatedSep 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address546 RIVER RD POTSDAM NY 136763106, POTSDAM, NY 13676-3106

Mortgage

Document Number0000011560
DateSep 4, 2018
Instrument11560
Lender
NameMASSENA S&L
AddressMASSENA, NY 13662
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueSep 3, 2023
Interest
Rate TypeAdjustable Rate

December 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LAWRENCE NY
Property Address546 RIVER RD, POTSDAM, NY 13676-3106
Document Number0000000304
Instrument DateDec 28, 2016
Transaction TypeMortgage
Record UpdatedJan 16, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address546 RIVER RD POTSDAM NY 136763106, POTSDAM, NY 13676-3106

Mortgage

Document Number0000000304
DateJan 10, 2017
Instrument304
Lender
NameMASSENA S&L ASSN
TypeFederal Savings Bank
AddressMASSENA, NY 13662
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJan 9, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountySt. Lawrence County
County SubdivisionPotsdam Town
Unified School DistrictPotsdam Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,400.00 (+41.43%) Homeowner's exemption
2025$1,697.00$86,000 (+123.38%) Land $4,100 Building $81,900$86,000 (+65.3%) Land $4,100 Building $81,900
2023$38,500 Land $6,100 Building $32,400$52,027 Land $8,243 Building $43,784

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

Nearby Streets

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