550 Red Ridge Rd, Durango, CO 81301 Property Records

La Plata County property record for 550 Red Ridge Rd, Durango, CO 81301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,134 sqft · built 2005
Lot Size4.4 acres (191,664 sqft)
Owner2 Individual Names on File
Tax Bill$2,880 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN5597-164-00-055

Property Details

APN / Parcel Number

Primary APN5597-164-00-055
Alternative APN
  • R417552

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,134 sqft Living Area
Gross Area2,698 sqft
1st Floor Area2,134 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCustom Design
Lot Area191,664 sqft
Garage TypeAttached
Garage Area564 sqft

Exterior Amenities

PorchUnfinished Open Porch
Porch Area201 sqft
Deck AreaDeck Area
Patio Area326 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account NumberR417552
Street Address550 RED RIDGE RD
CityDURANGO
StateCO
Zip81301-6187
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION: 16 TOWNSHIP: 36 RANGE: 9 LOT 1, CAT 1-PROJ 83-220 & TR IN S/2NE/4 (AKA LOT B WHITLEY/EWING BA PROJ 95-203) 550 RED RIDGE RD DURANGO 81301
Legal Range09
Legal Township36
Legal Section16
Legal SubdivisionDURANGO
Legal Block3
Legal Lot Number1,B
JurisdictionLA PLATA CO
Township / Civil DivisionDURANGO
Census Block Group3
Census Block3001
Census Tract970703

Owner

Source: La Plata County assessment roll, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address550 RED RIDGE RD, DURANGO, CO 81301-6187
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 12, 1995
Deed SaleDec 12, 1995
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address550 RED RIDGE RD, DURANGO, CO 81301-6187
Transaction TypeMortgage
Record UpdatedMar 4, 2021
Title CompanyCOLORADO TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001187228
DateFeb 22, 2021
Instrument1187228
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateColorado
CountyLa Plata County
Unified School DistrictDurango School District 9-R (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$57,860 (+0.52%) Land $23,500 Building $34,360$920,860 (-) Land $374,060 Building $546,800
2025$2,880.00 (+36.56%)$57,560 (+18.63%) Land $23,380 Building $34,180$920,860 (+27.16%) Land $374,060 Building $546,800
2024$2,109.00 (+16.26%)
2023$1,814.00 (+19.11%)$48,520 (+16.38%) Land $20,430 Building $28,090$724,150 (+20.72%) Land $304,970 Building $419,180
2022$1,523.00$41,690 Land $20,070 Building $21,620$599,870 Land $288,750 Building $311,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims3 (1981–2014)
Claims Outside the SFHA1 of 3
Most Recent ClaimDec 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 84% of Colorado
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANIMAS WC
private · serves 3,096 people · EPA ID CO0134020
Water SourceGroundwater
Last State InspectionFeb 2022
Lead9 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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