La Plata County property record for 520 Red Ridge Rd, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 5,333 sqft · built 2003 |
| Lot Size | 3.1 acres (135,036 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (Apr 1994) |
| Tax Bill | $4,468 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5597-164-00-032 |
| Primary APN | 5597-164-00-032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,333 sqft Living Area |
| Gross Area | 6,208 sqft |
| Basement Area | 1,972 sqft |
| Finished Basement | 1,972 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Lot Area | 135,036 sqft |
| Garage Type | Attached |
| Garage Area | 875 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 1,328 sqft |
| Deck Area | Deck Area |
| Patio Area | 258 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R002129 |
|---|---|
| Street Address | 520 RED RIDGE RD |
| City | DURANGO |
| State | CO |
| Zip | 81301-6187 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION: 16 TOWNSHIP: 36 RANGE: 9 NE/4 SE/4 520 RED RIDGE RD DURANGO 81301 |
| Legal Range | 09 |
| Legal Township | 36 |
| Legal Section | 16 |
| Legal Subdivision | DURANGO |
| Legal Block | 3 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 970703 |
Source: La Plata County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 520 RED RIDGE RD, DURANGO, CO 81301-6187 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Apr 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 1994 · Amount on Record |
| Deed Sale | Apr 1, 1994 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 520 RED RIDGE RD, DURANGO, CO 81301-6187 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0001174089 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 1174089 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 520 RED RIDGE RD, DURANGO, CO 81301-6187 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0001185703 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 1185703 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 520 RED RIDGE RD, DURANGO, CO 81301-6187 |
| Document Number | 0001139103 |
| Instrument Date | Jan 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 520 RED RIDGE RD DURANGO CO 813016187, DURANGO, CO 81301-6187 |
| Document Number | 0001139103 |
|---|---|
| Date | Jan 30, 2018 |
| Instrument | 1139103 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 520 RED RIDGE RD, DURANGO, CO 81301-6187 |
| Document Number | 0001126602 |
| Instrument Date | Apr 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 520 RED RIDGE RD DURANGO CO 813016187, DURANGO, CO 81301-6187 |
| Document Number | 0001126602 |
|---|---|
| Date | Apr 11, 2017 |
| Instrument | 1126602 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,820 (+2.81%) Land $27,470 Building $54,350 | $1,273,280 (-) Land $427,500 Building $845,780 | |
| 2025 | $4,468.00 (+50.84%) | $79,580 (+16.53%) Land $26,720 Building $52,860 | $1,273,280 (+24.93%) Land $427,500 Building $845,780 |
| 2023 | $2,962.00 (+20.6%) | $68,290 (+21.9%) Land $23,840 Building $44,450 | $1,019,210 (+26.46%) Land $355,800 Building $663,410 |
| 2022 | $2,456.00 | $56,020 Land $22,940 Building $33,080 | $805,950 Land $330,000 Building $475,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 3 (1981–2014) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Dec 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 84% of Colorado |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANIMAS WC private · serves 3,096 people · EPA ID CO0134020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2022 |
| Lead | 9 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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