Montgomery County property record for 550 Recess Dr, Riverside, OH 45404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,152 sqft · built 2017 |
| Lot Size | 0.182 acres (7,963 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $238,333 (Jul 2017) |
| Tax Bill | $3,794 (2024) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | I39 00520 0099 |
| Primary APN | I39 00520 0099 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,152 sqft Living Area |
| 1st Floor Area | 828 sqft |
| Basement Area | 304 sqft |
| Unfinished Basement | 304 sqft |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,963 sqft (0.182 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 550 RECESS DR |
|---|---|
| City | RIVERSIDE |
| State | OH |
| Zip | 45404-1882 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 60 BRANTWOOD SEC TWO TIF 100% 2018-2047 FD 2048 TIFLOCK 38500 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | RIVERSIDE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 90302 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 550 RECESS DR, RIVERSIDE, OH 45404-1882 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 27, 2017 | Limited Warranty Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2017 · Amount on Record |
| Deed Sale | Jul 27, 2017 · Amount on Record |
| Deed Document Number | 2017-00043990 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 550 RECESS DR, RIVERSIDE, OH 45404-1882 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000039377 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 2021-00039377 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 27, 2017 |
| Property Address | 550 RECESS DR, RIVERSIDE, OH 45404-1882 |
| Document Number | 0000043990 |
| Map Reference | MB 228 PG 30-30A |
| Instrument Date | May 25, 2017 |
| Instrument | 2017-00043990 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Title Company | FIRST NY TITLE AGENCY, FIRST TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $715.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 550 RECESS DR, RIVERSIDE, OH 45404-1882 |
| Document Number | 0000043991 |
|---|---|
| Date | Jul 27, 2017 |
| Instrument | 2017-00043991 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Riverside City |
| Unified School District | Mad River Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,480 (-) Land $13,480 | ||
| 2024 | $3,794.00 (-10.94%) | ||
| 2023 | $4,260.00 (+3.22%) | $13,480 (-) Land $13,480 | $38,500 (-) Land $38,500 |
| 2022 | $4,127.00 | $13,480 Land $13,480 | |
| 2020 | $38,500 Land $38,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 2 PWS serves 83,033 people · EPA ID OH5701503 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Also Mapped Here | MONTGOMERY COUNTY WATER SERVICES 1 PWS |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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