538 Recess Dr, Riverside (Dayton), OH 45404 Property Records

Montgomery County property record for 538 Recess Dr, Riverside, OH 45404

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,000 sqft · built 2015
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Oct 2022)
Tax Bill	$4,773 (2024)
Deeds & Mortgages	Oct 2022 Sale Oct 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`I39 00520 0067`

Property Details

APN / Parcel Number

Primary APN	`I39 00520 0067`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,000 sqft Living Area
1st Floor Area	804 sqft
Basement Area	128 sqft
Unfinished Basement	128 sqft

Exterior

Year Built	Built 2015
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	116 sqft
Patio Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	538 RECESS DR
City	RIVERSIDE
State	OH
Zip	45404-1882
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 BRANTWOOD SEC ONE 30YR TIF 2015-2044 TAXABLE 2045
Legal Subdivision	BRANTWOOD SEC 1
Jurisdiction	MONTGOMERY OH
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1019
Census Tract	90302

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	538 RECESS DR, RIVERSIDE, OH 45404-1882
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Warranty Deed, Transfer
Oct 17, 2022	Warranty Deed, Transfer
Oct 17, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TTL AGCY LL
Oct 17, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TTL AGCY LL
Oct 17, 2022	Warranty Deed, Transfer
Oct 11, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2022 · Amount on Record
Deed Sale	Oct 17, 2022 · Amount on Record
Prior Sale	Oct 17, 2022 · Amount on Record
Deed Document Number	202200065113
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 17, 2022
Property Address	538 RECESS DR, RIVERSIDE, OH 45404-1882
Document Number	0000065111
Map Reference	MB 222 PG 26-26B
Instrument Date	Oct 5, 2022
Instrument	202200065111
Transaction Type	Transfer
Record Updated	Nov 2, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 RECESS DR, RIVERSIDE, OH 45404-1882

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 17, 2022
Property Address	538 RECESS DR, RIVERSIDE, OH 45404-1882
Document Number	0000065112
Map Reference	MB 222 PG 26-26B
Instrument Date	Oct 5, 2022
Instrument	202200065112
Transaction Type	Transfer
Record Updated	Nov 2, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 RECESS DR, RIVERSIDE, OH 45404-1882

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 17, 2022
Property Address	538 RECESS DR, RIVERSIDE, OH 45404-1882
Document Number	0000065113
Map Reference	MB 222 PG 26&26B
Instrument Date	Oct 5, 2022
Instrument	202200065113
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TTL AGCY LL

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 RECESS DR, RIVERSIDE, OH 45404-1882

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 17, 2022
Property Address	538 RECESS DR, RIVERSIDE, OH 45404-1882
Document Number	0000065110
Map Reference	MB 222 PG 26-26B
Instrument Date	Oct 5, 2022
Instrument	202200065110
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TTL AGCY LL

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 RECESS DR, RIVERSIDE, OH 45404-1882

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 17, 2022
Property Address	538 RECESS DR, RIVERSIDE, OH 45404-1882
Document Number	0000065114
Map Reference	MB 222 PG 26-26B
Instrument Date	Oct 5, 2022
Instrument	202200065114
Transaction Type	Transfer
Record Updated	Nov 2, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 RECESS DR, RIVERSIDE, OH 45404-1882

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 11, 2019
Property Address	538 RECESS DR, RIVERSIDE, OH 45404-1882
Document Number	0000056769
Instrument Date	Oct 2, 2019
Instrument	56769
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	VANTAGE LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$715.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 RECESS DR RIVERSIDE OH 454041882, RIVERSIDE, OH 45404-1882

Mortgage

Document Number	56770
Date	Oct 11, 2019
Instrument	56770

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Riverside City
Unified School District	Mad River Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$740 (-) Land $740
2024	$4,773.00 (+7.5%)
2023	$4,440.00 (+3.26%)	$740 (-) Land $740	$2,110 (-) Land $2,110
2022	$4,300.00	$740 Land $740
2020			$2,110 Land $2,110

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 2 PWS serves 83,033 people · EPA ID OH5701503
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Also Mapped Here	MONTGOMERY COUNTY WATER SERVICES 1 PWS
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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