San Diego County property record for 550 Ramona Ave, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,498 sqft · built 1961 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,905 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 584-440-39-00 |
| Primary APN | 584-440-39-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,498 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 7,500 sqft (0.172 acres) |
| Street Address | 550 RAMONA AVE |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-6034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK 35 LOTS 42 & 43 ST CLSD ADJ & TR 000441 |
| Legal Subdivision | COLONY/LA PRESA |
| Legal Tract | 000441 |
| Legal Block | 35 |
| Legal Lot Number | 42,43 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 13903 |
Source: San Diego County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 550 RAMONA AVE, SPRING VALLEY, CA 91977-6034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 17, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| May 3, 2019 | Deed of Trust, Mortgage · Conventional with PMI ISERVE RESID'L LNDG |
| Apr 6, 2017 | Grant Deed, Transfer · FHA Mortgage BAY EQUITY |
| Apr 6, 2017 | Affidavit of Death, Transfer LAWYERS TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2021 |
| Deed Sale | May 17, 2021 |
| Prior Sale | Apr 6, 2017 · Amount on Record |
| Deed Document Number | 2021375521 |
| Prior Transfer Date | May 11, 2021 |
| Prior Transfer Doc | 0000375521 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 17, 2021 |
| Property Address | 550 RAMONA AVE, SPRING VALLEY, CA 91977-6034 |
| Document Number | 0000375521 |
| Map Reference | MAP 441 |
| Instrument Date | May 11, 2021 |
| Instrument | 2021-0375521 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 550 RAMONA AVE, SPRING VALLEY, CA 91977-6034 |
| Document Number | 0000375522 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021-0375522 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 550 RAMONA AVE, SPRING VALLEY, CA 91977-6034 |
| Document Number | 0000172289 |
| Instrument Date | May 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2019 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 550 RAMONA AVE SPRING VALLEY CA 919776034, SPRING VALLEY, CA 91977-6034 |
| Document Number | 0000172289 |
|---|---|
| Date | May 8, 2019 |
| Instrument | 172289 |
| Name | ISERVE RESID'L LNDG |
|---|---|
| Address | SAN DIEGO, CA 92127 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 7, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 6, 2017 |
| Property Address | 550 RAMONA AVE, SPRING VALLEY, CA 91977-6034 |
| Document Number | 0000155112 |
| Instrument Date | Feb 8, 2017 |
| Instrument | 155112 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2017 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $421.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 550 RAMONA AVE SPRING VALLEY CA 919776034, SPRING VALLEY, CA 91977-6034 |
| Document Number | 155113 |
|---|---|
| Date | Apr 6, 2017 |
| Instrument | 155113 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 5, 2047 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 6, 2017 |
| Property Address | 550 RAMONA AVE, SPRING VALLEY, CA 91977-6034 |
| Document Number | 0000155111 |
| Instrument Date | Feb 8, 2017 |
| Instrument | 155111 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2017 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $452,794 (+2%) Land $259,416 Building $193,378 | |
| 2025 | $5,905.00 (+7.32%) Homeowner's exemption | $443,917 (+4.04%) Land $254,330 Building $189,587 |
| 2023 | $5,502.00 (+1.63%) Homeowner's exemption | $426,681 Land $244,455 Building $182,226 |
| 2022 | $5,414.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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