San Diego County property record for 538 Ramona Ave, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,199 sqft · built 1960 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $555,000 (Nov 2021) |
| Tax Bill | $7,701 (2025) |
| Deeds & Mortgages | Dec 2021 Sale Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 584-440-37-00 |
| Primary APN | 584-440-37-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,199 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 7,500 sqft (0.172 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 538 RAMONA AVE |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-6034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK 35 LOTS 38 & 39 ST CLSD ADJ & TR 000441 |
| Legal Subdivision | COLONY LA PRESA |
| Legal Tract | 000441 |
| Legal Block | 35 |
| Legal Lot Number | 38,39 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 13903 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 538 RAMONA AVE, SPRING VALLEY, CA 91977-6034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 1, 2021 | Grant Deed, Transfer LAWYERS TITLE |
| Nov 16, 2021 | Grant Deed, Transfer · FHA Mortgage POINT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2021 · Amount on File |
| Deed Sale | Nov 16, 2021 · Amount on File |
| Prior Sale | Nov 3, 2008 · Amount on File |
| Deed Document Number | 2021790269 |
| Prior Transfer Date | Aug 10, 1994 |
| Prior Transfer Doc | 0000534445 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 1, 2021 |
| Property Address | 538 RAMONA AVE, SPRING VALLEY, CA 91977-6034 |
| Document Number | 0000817353 |
| Map Reference | MAP 441 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 2021-0817353 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2021 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4273 HIGHLAND AVE APT 5, 5, SAN DIEGO, CA 92115-7800 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 16, 2021 |
| Property Address | 538 RAMONA AVE, SPRING VALLEY, CA 91977-6034 |
| Document Number | 0000790269 |
| Map Reference | MAP 441 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 2021-0790269 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000790270 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 2021-0790270 |
| Name | POINT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $600,748 (+2%) Land $432,972 Building $167,776 | |
| 2025 | $7,701.00 (+6.88%) | $588,970 (+4.04%) Land $424,483 Building $164,487 |
| 2023 | $7,205.00 (+1.49%) | $566,100 Land $408,000 Building $158,100 |
| 2022 | $7,099.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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