550 Post Rd, Unit 801, Ridgeland, MS 39157 Property Records

Madison County property record for 550 Post Rd, Unit 801, Ridgeland, MS 39157

Property Summary

Property Type	Condominium
Details	1 ba · 1,296 sqft · built 1975
Lot Size	0.013 acres (600 sqft)
Owner	Individual Name on File
Tax Bill	$1,229 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072H-27A-136`

Property Details

APN / Parcel Number

Primary APN	`072H-27A-136`
Alternative APNs	`072H-27A-136/00.00` `41687`

Interior

Full Baths	1 Bath
Units	234 Units
Stories	2 Stories
Building Area	1,296 sqft Adjusted Area
Gross Area	720 sqft
1st Floor Area	720 sqft
2nd Floor Area	720 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Condo/Apartment
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	600 sqft (0.013 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	41687
Street Address	550 POST RD, 801
City	RIDGELAND
State	MS
Zip	39157-9260
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 801 POINT CLEAR LEASEHOLD
Legal Range	02E
Legal Township	07N
Legal Section	27
Legal Subdivision	POINT CLEAR
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1008
Census Tract	30107

Owner

550 Post Rd, Unit 801 is owned and occupied by an individual.

Source: Madison County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	550 POST RD, 801, RIDGELAND, MS 39157-9260
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMERCIAL BANK
Jul 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMERCIAL BANK
Nov 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Dec 9, 2022	Assignment of Lease, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	550 POST RD UNIT 801, 801, RIDGELAND, MS 39157-9260
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 ORLEANS ST, NATCHEZ, MS 39120-3509

Mortgage

Document Number	004608/142
Date	Oct 16, 2025
Book Page	4608/142
Instrument	1036996

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank
Address	JACKSON, MS 39211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2055

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Recording Date	Jul 17, 2026
Property Address	550 POST RD, 801, RIDGELAND, MS 39157-9260
Document Number	0001055697
Book / Page	4707 / 292
Instrument Date	Aug 7, 2025
Instrument	20261055697
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 ORLEANS ST, NATCHEZ, MS 39120-3509

Mortgage

Document Number	0001055697,
Date	Jul 17, 2026
Book Page	4707/292
Instrument	20261055697

Lender

Name	FIRST COMMERCIAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	350 Months
Due	Sep 1, 2055

Interest

Rate	6.72%
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	550 POST RD UNIT 801, 801, RIDGELAND, MS 39157-9260
Transaction Type	Mortgage
Record Updated	Dec 13, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 POST RD 801, 801, RIDGELAND, MS 39157-9260

Mortgage

Document Number	004280/363
Date	Nov 22, 2022
Book Page	4280/363
Instrument	972655

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

December 2022: Assignment of Lease, Transfer

Document Type	Assignment of Lease
Jurisdiction	MADISON MS
Recording Date	Dec 9, 2022
Property Address	550 POST RD UNIT 801, 801, RIDGELAND, MS 39157-9260
Document Number	004284/642
Book / Page	4284 / 642
Map Reference	CAB D SL 5
Instrument Date	Nov 22, 2022
Instrument	973393
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5860 S LAKESHORE DR # DR4, DR4, SHREVEPORT, LA 71119-3816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 POST RD UNIT 801, 801, RIDGELAND, MS 39157-9260

Mortgage

Document Number	0000972655
Date	Dec 9, 2022
Instrument	972655

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 550 Post Rd, Unit 801 was $1,229 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,229.00 Homeowner's exemption	$14,190	$141,900 Land $70,000 Building $71,900
2024	$1,229.00
2023	$1,229.00 Homeowner's exemption	$14,190	$141,900 Land $70,000 Building $71,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 550 Post Rd, Unit 801 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 individual policies
Nearby Flood Policies	23 units insured incl. 10 condo units
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 550 Post Rd, Unit 801 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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