550 Post Rd, Unit 708, Ridgeland, MS 39157 Property Records

Madison County property record for 550 Post Rd, Unit 708, Ridgeland, MS 39157

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,114 sqft · built 1975
Lot Size	0.012 acres (537 sqft)
Owner	Individual Name on File
Tax Bill	$2,170 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072H-27A-091`

Property Details

APN / Parcel Number

Primary APN	`072H-27A-091`
Alternative APNs	`072H-27A-091/00.00` `15495`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Units	234 Units
Stories	1 Story
Building Area	1,114 sqft Adjusted Area
Gross Area	1,060 sqft
1st Floor Area	1,060 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Condo/Apartment
Exterior Material	Brick Veneer
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	537 sqft (0.012 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	15495
Street Address	550 POST RD, 708
City	RIDGELAND
State	MS
Zip	39157-9260
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 708 POINT CLEAR LEASEHOLD
Legal Range	02E
Legal Township	07N
Legal Section	27
Legal Subdivision	POINT CLEAR
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1005
Census Tract	30107

Owner

550 Post Rd, Unit 708 is owned and occupied by an individual.

Source: Madison County records, as of April 6, 2026

Owner of Record	Individual Name on File
Mailing Address	550 POST RD, 708, RIDGELAND, MS 39157-9260
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK OF MISSISSIPPI
Nov 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC UNION BANK
Dec 10, 2025	Assignment of Lease, Transfer · Conventional Mortgage ATLANTIC UNION BANK
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI
Nov 21, 2023	Assignment of Lease, Transfer · Line of Credit COMMUNITY BANK OF MISSISSIPPI

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	550 POST RD UNIT 708, 708, RIDGELAND, MS 39157-9260
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1517 HIGHWAY 25 N, CARTHAGE, MS 39051-8110

Mortgage

Document Number	004167/485
Date	Feb 7, 2022
Book Page	4167/485
Instrument	950014

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FOREST, MS 39074

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 5, 2027

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	550 POST RD UNIT 708, 708, RIDGELAND, MS 39157-9260
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15309 PARKS ST, BLOXOM, VA 23308-2832

Mortgage

Document Number	004616/754
Date	Nov 10, 2025
Book Page	4616/754
Instrument	1038374

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	RESTON, VA 20191

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

December 2025: Assignment of Lease, Transfer

Document Type	Assignment of Lease
Jurisdiction	MADISON MS
Recording Date	Dec 10, 2025
Property Address	550 POST RD UNIT 708, 708, RIDGELAND, MS 39157-9260
Document Number	004627/565
Book / Page	4627 / 565
Map Reference	CAB D SL 5
Instrument Date	Nov 6, 2025
Instrument	1042360
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	FIRST FL GUARANTY TITLE INC, FIRST GUARANTY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	910 HIGHWAY 19 N, MERIDIAN, MS 39307-5801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 POST RD UNIT 708, 708, RIDGELAND, MS 39157-9260

Mortgage

Document Number	0001038374
Date	Dec 10, 2025
Instrument	1038374

Lender

Name	ATLANTIC UNION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	550 POST RD UNIT 708, 708, RIDGELAND, MS 39157-9260
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 WOOD GATE DR, MADISON, MS 39110-8871

Mortgage

Document Number	004386/775
Date	Nov 13, 2023
Book Page	4386/775
Instrument	994704

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2053

November 2023: Assignment of Lease, Transfer

Document Type	Assignment of Lease
Jurisdiction	MADISON MS
Recording Date	Nov 21, 2023
Property Address	550 POST RD UNIT 708, 708, RIDGELAND, MS 39157-9260
Document Number	0004389/32
Book / Page	4389 / 32
Map Reference	CAB D SL 5
Instrument Date	Nov 6, 2023
Instrument	995130
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1517 HIGHWAY 25 N, CARTHAGE, MS 39051-8110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 POST RD UNIT 708, 708, RIDGELAND, MS 39157-9260

Mortgage

Document Number	0000994704
Date	Nov 21, 2023
Instrument	994704

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 550 Post Rd, Unit 708 was $2,170.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,170.00	$20,141	$134,270 Land $80,000 Building $54,270
2024	$2,170.00
2023	$2,170.00	$20,141	$134,270 Land $80,000 Building $54,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 550 Post Rd, Unit 708 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 individual policies
Nearby Flood Policies	23 units insured incl. 10 condo units
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 550 Post Rd, Unit 708 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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