550 Old E Ridge Rd, Boone, NC 28607 Property Records

Watauga County property record for 550 Old E Ridge Rd, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1983
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Aug 2026)
Tax Bill	$1,383 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`1889-98-8655-000`

Property Details

APN / Parcel Number

Primary APN	`1889-98-8655-000`
Alternative APN	`1774623`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Rustic
Exterior Material	Logs
Foundation Type	Raised
Roof Material	Wood Shingle
Lot Area	41,382 sqft (0.95 acres)
Porch	Porch
Porch Area	288 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1774623
Street Address	550 OLD EAST RIDGE RD
City	BOONE
State	NC
Zip	28607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 WHISTLE-STOP
Legal Subdivision	WHISTLE-STOP
Legal Lot Number	5
Jurisdiction	WATAUGA NC
Township / Civil Division	WATAUGA
Census Block Group	1
Census Block	1011
Census Tract	920602

Owner

550 Old E Ridge Rd is owned by an individual who bought it in August 2026.

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	129 KEETH DR, BANNER ELK, NC 28604-7670
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Dec 21, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage JOCELYN ELLIOTT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2026 · Amount on File
Deed Sale	Aug 27, 2026 · Amount on File
Prior Sale	Apr 11, 2006 · Amount on File
Deed Document Number	2026762709
Deed Book / Page	2499 / 883
Prior Transfer Date	Apr 6, 2006
Prior Transfer Doc	0011730834
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Aug 27, 2026
Property Address	550 OLD EAST RIDGE RD, BOONE, NC 28607
Document Number	0000762709
Book / Page	2499 / 883
Instrument Date	Aug 24, 2026
Instrument	2026762709
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 KEETH DR, BANNER ELK, NC 28604-7670

Mortgage

Document Number	0000762710,
Date	Aug 27, 2026
Instrument	2026762710

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WATAUGA NC
Recording Date	Dec 21, 2017
Property Address	550 OLD EAST RIDGE RD, BOONE, NC 28607
Document Number	0019530556
Book / Page	001953 / 000556
Instrument Date	Dec 21, 2017
Instrument	664833
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1930 BLOWING ROCK NC 286051930, BLOWING ROCK, NC 28605-1930

Mortgage

Document Number	19530562
Date	Dec 21, 2017
Book Page	001953/000562
Instrument	664834

Lender

Name	JOCELYN ELLIOTT
Address	60 BAKER BRIDGE RD, LINCOLN, MA 01773-3105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Dec 20, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 550 Old E Ridge Rd was $1,383.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,800 (-) Land $38,700 Building $306,100
2025	$1,383.00	$344,800 Land $38,700 Building $306,100
2024			$344,800 Land $38,700 Building $306,100
2023		$344,800 Land $38,700 Building $306,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 550 Old E Ridge Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 23 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 units insured incl. 8 condo units
Nearby Flood Claims	8 (1979–2024)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 Old E Ridge Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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