430 Old E Ridge Rd, Boone, NC 28607 Property Records

Watauga County property record for 430 Old E Ridge Rd, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 5,017 sqft · built 2018
Lot Size	10 acres (436,036 sqft)
Owner	Individual Name on File
Last Sale	$24,000 (Dec 2022)
Tax Bill	$5,365 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2941-61-4155-000`

Property Details

APN / Parcel Number

Primary APN	`2941-61-4155-000`
Alternative APN	`1567300`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	1 Story
Building Area	5,017 sqft Living Area
1st Floor Area	2,582 sqft
Basement Area	1,144 sqft
Finished Basement	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	436,036 sqft (10 acres)
Garage Area	702 sqft
Porch	Porch
Porch Area	446 sqft
Patio Area	470 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1567300
Street Address	430 OLD EAST RIDGE RD
City	BOONE
State	NC
Zip	28607-7143
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	WATAUGA NC
Township / Civil Division	STONY FORK
Census Block Group	1
Census Block	1010
Census Tract	920702

Owner

Source: Watauga County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 49, BOONE, NC 28607-0654
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jun 30, 2017	Deed of Trust, Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 7, 2022 · Amount on Record
Deed Sale	Dec 7, 2022 · Amount on Record
Prior Sale	Sep 6, 2012 · Amount on Record
Deed Document Number	2022726864
Deed Book / Page	2310 / 870
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	430 OLD EAST RIDGE RD, BOONE, NC 28607-7143
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 OLD EAST RIDGE RD, BOONE, NC 28607-7143

Mortgage

Document Number	0020960374
Date	Jun 3, 2020
Book Page	2096/374
Instrument	690807

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	430 OLD EAST RIDGE RD, BOONE, NC 28607-7143
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020850443
Date	Apr 8, 2020
Book Page	2085/443
Instrument	689031

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	430 OLD EAST RIDGE RD, BOONE, NC 28607-7143
Document Number	0019260088
Book / Page	001926 / 000088
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Sep 15, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 OLD E RIDGE RD BOONE NC 28607, BOONE, NC 28607

Mortgage

Document Number	0019260088
Date	Jun 30, 2017
Book Page	001926/000088
Instrument	659694

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,365.00	$1,426,600 (-) Land $112,700 Building $1,313,900
2024			$1,426,600 Land $112,700 Building $1,313,900
2023		$1,426,600 Land $112,700 Building $1,313,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loretto Telephone Company Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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