Schenectady County and Schenectady City property record for 550 Northend Dr, Schenectady, NY 12308
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $74,000 (Apr 2025) |
| Tax Bill | $371 (2026) |
| Deeds & Mortgages | Aug 2021 Construction Loan Aug 2021 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 30.76-3-2 |
| Primary APN | 421500 30.76-3-2 |
|---|---|
| Alternative APNs |
|
| Lot Area | 5,227 sqft (0.12 acres) |
|---|---|
| Lot Dimensions | 86.1 ft deep x 66.3 ft wide |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 550 NORTHEND DR |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-1084 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 3 |
| Legal Lot Number | 2.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20200 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 308 W CREEK LN, ALTAMONT, NY 12009-6255 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2021 | Deed of Trust, Mortgage · Construction Mortgage CPC FUNDING SPE 1 LLC |
| Aug 4, 2021 | Deed of Trust, Mortgage · Construction Mortgage CPC FUNDING SPE 1 LLC |
| Apr 1, 2025 | Deed, Transfer · Conventional Mortgage COMMUNITY BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2025 · Amount on Record |
| Deed Sale | Apr 1, 2025 · Amount on Record |
| Prior Sale | Dec 14, 2015 · Amount on Record |
| Deed Document Number | 20257865 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 550 NORTHEND DR, SCHENECTADY, NY 12308-1084 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000037286 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 5127/279 |
| Instrument | 202137286 |
| Name | CPC FUNDING SPE 1 LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10017 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 27 Months |
| Due | Nov 1, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 550 NORTHEND DR, SCHENECTADY, NY 12308-1084 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000037284 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 5127/215 |
| Instrument | 202137284 |
| Name | CPC FUNDING SPE 1 LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10017 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 27 Months |
| Due | Nov 1, 2023 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 1, 2025 |
| Property Address | 550 NORTHEND DR, SCHENECTADY, NY 12308-1084 |
| Document Number | 0000007865 |
| Map Reference | DOC 202132112 |
| Instrument Date | Apr 1, 2025 |
| Instrument | 202507865 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $296.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 CENTER ST, ALBANY, NY 12204-2605 |
| Name | Verified Name |
|---|---|
| Address | 308 W CREEK LN, ALTAMONT, NY 12009-6255 |
| Document Number | 0000007866 |
|---|---|
| Date | Apr 1, 2025 |
| Instrument | 202507866 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2040 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $371.00 (+0.82%) | ||
| 2025 | $368.00 (+93.68%) | $9,000 (-) Land $9,000 | $14,903 (+13.35%) Land $14,903 |
| 2024 | $9,000 (-) Land $9,000 | $13,148 (+15.41%) Land $13,148 | |
| 2023 | $9,000 (-) Land $9,000 | $11,392 (+3.79%) Land $11,392 | |
| 2022 | $9,000 Land $9,000 | $10,976 Land $10,976 | |
| 2021 | $190.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978) |
| Most Recent Claim | Jan 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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