540 Northend Dr, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 540 Northend Dr, Schenectady, NY 12308

Property Summary

Property TypeApartments (5+ Units)
Detailsbuilt 2022
Lot Size4.21 acres (183,388 sqft)
OwnerCompany Name on File
Last Sale$200,000 (Jun 2022)
Tax Bill$190 (2021)
Deeds & MortgagesAug 2021 Construction Loan
Aug 2021 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 30.76-3-1.1

Property Details

APN / Parcel Number

Primary APN421500 30.76-3-1.1

Interior

Stories2 Stories
Security AlarmSecurity Alarm
Fire SprinklersFire Sprinklers
ElevatorElevator

Exterior

Year BuiltBuilt 2022
Lot Area183,388 sqft (4.21 acres)
Gazebo500 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address540 NORTHEND DR
CitySCHENECTADY
StateNY
Zip12308-1093
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal DescriptionLOT:1.001 BLK:3 SEC:30.76 DIST:421500 CITY/MUNI/TWP:SCHENECTADY
Legal Block3
Legal Lot Number1.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1005

Owner

540 Northend Dr, a residential property, is owned by a company that bought it in June 2022 and is owner-occupied.

Source: Schenectady County and Schenectady City records, as of February 19, 2024

Owner of RecordCompany Name on File
Mailing Address20 CENTER ST, ALBANY, NY 12204-2605
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2021Deed of Trust, Mortgage · Construction Mortgage
CPC FUNDING SPE 1 LLC
Aug 4, 2021Deed of Trust, Mortgage · Construction Mortgage
CPC FUNDING SPE 1 LLC
May 4, 2023Deed of Trust, Mortgage · Commercial Mortgage
ENTERPRISE COMMUNITY LOAN FUND INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2022 · Amount on File
Deed SaleJun 16, 2022 · Amount on File
Deed Document Number0002086659
Deed Book / Page1927 / 592
Prior Transfer DateDec 14, 2015
Prior Transfer Doc201555518
Record UpdatedJun 7, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address540 NORTHEND DR, SCHENECTADY, NY 12308-1093
Transaction TypeMortgage
Record UpdatedFeb 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037286
DateAug 4, 2021
Book Page5127/279
Instrument202137286
Lender
NameCPC FUNDING SPE 1 LLC
TypeNon-Lending Institution
AddressNEW YORK, NY 10017
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term27 Months
DueNov 1, 2023

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address540 NORTHEND DR, SCHENECTADY, NY 12308-1093
Transaction TypeMortgage
Record UpdatedFeb 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037284
DateAug 4, 2021
Book Page5127/215
Instrument202137284
Lender
NameCPC FUNDING SPE 1 LLC
TypeNon-Lending Institution
AddressNEW YORK, NY 10017
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term27 Months
DueNov 1, 2023

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address540 NORTHEND DR, SCHENECTADY, NY 12308-1093
Transaction TypeMortgage
Record UpdatedFeb 20, 2024
Title CompanyCHICAGO TITLE SALINAS

Transferred To (Grantee/Buyer)

NameVerified Name
Address525 UNION ST 101, 101, SCHENECTADY, NY 12305-1141

Mortgage

Document Number0000025642
DateMay 4, 2023
Book Page5302/616
Instrument202325642
Lender
NameENTERPRISE COMMUNITY LOAN FUND INC
TypeNon-Lending Institution
AddressCOLUMBIA, MD 21044
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term120 Months
DueApr 30, 2033

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of May 31, 2023

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$7,400,000 (+2,243.26%) Land $315,800 Building $7,084,200$9,367,089 (+2,332.24%) Land $399,747 Building $8,967,342
2022$315,800 Land $315,800$385,122 Land $385,122
2021$190.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Northend Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Northend Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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