542 Mitchell Dr, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 542 Mitchell Dr, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,158 sqft · built 1963
Lot Size0.091 acres (4,000 sqft)
Owner2 Individual Names on Record
Last Sale$510,000 (Apr 2019)
Tax Bill$9,271 (2025)
Deeds & MortgagesDec 2019 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN074-113-016

Property Details

APN / Parcel Number

Primary APN074-113-016

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,158 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Construction TypeWood
Lot Area4,000 sqft (0.091 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

SewerSeptic

Location & Zoning

Street Address542 MITCHELL DR
CityLOS OSOS
StateCA
Zip93402-2026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionCUESTA BY THE SEA BL 31 LT 16
Legal SubdivisionCUESTA-BY-THE-SEA
Legal Block31
Legal Lot Number16
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2010
Census Tract10707

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address542 MITCHELL DR, LOS OSOS, CA 93402-2026
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
SCENIC OAKS FUNDING
Jul 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
SCENIC OAKS FUNDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 2019 · Amount on Record
Deed SaleApr 26, 2019 · Amount on Record
Prior SaleJul 2, 2009
Deed Document Number2019015033
Record UpdatedJun 8, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address542 MITCHELL DR, LOS OSOS, CA 93402-2026
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057041
DateDec 19, 2019
Instrument2019057041
Lender
NameSCENIC OAKS FUNDING
TypeLending Institution
AddressMODESTO, CA 95350
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address542 MITCHELL DR, LOS OSOS, CA 93402-2026
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039187
DateJul 30, 2020
Instrument2020039187
Lender
NameSCENIC OAKS FUNDING
TypeLending Institution
AddressMODESTO, CA 95350
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$9,271.00 (+5.51%) Homeowner's exemption$568,910 (+4.04%) Land $362,541 Building $206,369
2023$8,787.00 (+3.18%) Homeowner's exemption$546,820 Land $348,464 Building $198,356
2022$8,516.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims1 (1995)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOLDEN STATE WATER COMPANY - LOS OSOS
private · serves 5,942 people · EPA ID CA4010017
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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