550 Mill Neck Rd, Williamsburg, VA 23185 Property Records

Williamsburg City property record for 550 Mill Neck Rd, Williamsburg, VA 23185

Property Summary

Property Type	Vacant Land
Lot Size	2.03 acres (88,601 sqft)
Owner	2 Individual Names on Record
Last Sale	$825,000 (Sep 2026)
Tax Bill	$3,441 (2025)
Deeds & Mortgages	Sep 2026 Sale Apr 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`552-(12)-00-001B`

Property Details

APN / Parcel Number

Primary APN	`552-(12)-00-001B`
Alternative APN	`2108.401.547`

Exterior

Lot Area	88,601 sqft (2.03 acres)

Location & Zoning

Street Address	550 MILL NECK RD
City	WILLIAMSBURG
State	VA
Zip	23185-3320
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	PDR (PLANN
Legal Description	GEDDY PROPERTY LOT 1B CONSERVATION EASEMENT
Legal Subdivision	WALNUT-RICHNECK-WARE (COMMERCIAL)
Legal Lot Number	1B
Jurisdiction	WILLIAMSBURG CITY VA
Township / Civil Division	WILLIAMSBURG
Census Block Group	3
Census Block	3008
Census Tract	370100

Owner

Source: Williamsburg City records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	538 MILL NECK RD, WILLIAMSBURG, VA 23185-3320
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Bargain and Sale Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS AND FARMERS BANK
May 2, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on Record
Deed Sale	Sep 14, 2026 · Amount on Record
Deed Document Number	20262925
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Sep 14, 2026
Property Address	550 MILL NECK RD, WILLIAMSBURG, VA 23185-3320
Document Number	0000002925
Instrument Date	Sep 1, 2026
Instrument	20262925
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount Recorded
Tax	$83,325.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Apr 20, 2026
Property Address	550 MILL NECK RD, WILLIAMSBURG, VA 23185-3320
Document Number	0000001094
Instrument Date	Apr 17, 2026
Instrument	20261094
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000001094,
Date	Apr 20, 2026
Instrument	20261094

Lender

Name	CITIZENS AND FARMERS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	May 2, 2025
Property Address	550 MILL NECK RD, WILLIAMSBURG, VA 23185-3320
Document Number	0020251468
Instrument Date	Apr 29, 2025
Instrument	20251468
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1490 QUARTERPATH RD # 304, 304, WILLIAMSBURG, VA 23185-6544

Tax Assessment & Valuation

Source: Williamsburg City assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Williamsburg City
Unified School District	Williamsburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,441.00	$555,100 (-) Land $555,100	$555,100 (-) Land $555,100
2023	$3,441.00	$555,100 Land $555,100	$555,100 Land $555,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Glo Fiber, T-Mobile.

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