521 Mill Neck Rd, Williamsburg, VA 23185 Property Records

Williamsburg City property record for 521 Mill Neck Rd, Williamsburg, VA 23185

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,671 sqft · built 1989
Lot Size0.396 acres (17,250 sqft)
Owner2 Individual Names on Record
Last Sale$395,000 (Mar 2007)
Tax Bill$3,204 (2025)
Deeds & MortgagesMay 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN551-(04)-00-020

Property Details

APN / Parcel Number

Primary APN551-(04)-00-020
Alternative APN
  • 2108.067.551

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,671 sqft Living Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof MaterialShingle
Lot Area17,250 sqft (0.396 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Street Address521 MILL NECK RD
CityWILLIAMSBURG
StateVA
Zip23185-3319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2 (SINGLE-FAMILY DWELL
Legal DescriptionGOVERNOR BERKELEY SUBDIVISION LOT 20
Legal SubdivisionRICHNECK HEIGHTS
Legal Lot Number20
JurisdictionWILLIAMSBURG CITY VA
Township / Civil DivisionWILLIAMSBURG
Census Block Group3
Census Block3008
Census Tract370100

Owner

Source: Williamsburg City records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address604 COLLEGE TER, WILLIAMSBURG, VA 23185-3531
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2007 · Amount on Record
Deed SaleMar 16, 2007 · Amount on Record
Deed Document Number070983
Record UpdatedJun 8, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILLIAMSBURG CITY VA
Property Address521 MILL NECK RD, WILLIAMSBURG, VA 23185-3319
Transaction TypeMortgage
Record UpdatedDec 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000192322
DateMay 2, 2019
Instrument192322
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2049
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

Source: Williamsburg City assessment roll, as of June 1, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWilliamsburg City
Unified School DistrictWilliamsburg City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,204.00 (+8.57%)$516,900 (+8.57%) Land $127,100 Building $389,800$516,900 (+8.57%) Land $127,100 Building $389,800
2023$2,951.00$476,100 Land $127,100 Building $349,000$476,100 Land $127,100 Building $349,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJCSA - CENTRAL SYSTEM
serves 57,726 people · EPA ID VA3095490
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Glo Fiber, T-Mobile.

Nearby Properties on Mill Neck Rd

Nearby Streets

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