Lowndes County property record for 550 Main St, Caledonia, MS 39740
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,059 sqft · built 1912 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,016 (2025) |
| Deeds & Mortgages | Mar 2023 Refinance Dec 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10W970016800 |
| Primary APN | 10W970016800 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 2,059 sqft Adjusted Area |
| 1st Floor Area | 1,650 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1912 |
|---|---|
| Exterior Material | Wood Frame |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 54,014 sqft (1.24 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Greenhouse | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 000992 |
|---|---|
| Street Address | 550 MAIN ST |
| City | CALEDONIA |
| State | MS |
| Zip | 39740-7000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW4 SW4 550 MAIN ST |
| Legal Range | 17W |
| Legal Township | 16S |
| Legal Section | 09 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 103 |
Source: Lowndes County records, as of January 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 300 BOYLE DR, COLUMBUS, MS 39702-3235 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance BANKFIRST FINANCIAL |
| Dec 1, 2025 | Deed of Trust, Mortgage BANKFIRST FINANCIAL SERVICES |
| Feb 1, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2023 |
| Deed Sale | Feb 1, 2023 |
| Deed Document Number | 0002023895 |
| Deed Book / Page | 2023 / 895 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 550 MAIN ST, CALEDONIA, MS 39740-7000 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0020235782 |
|---|---|
| Date | Mar 23, 2023 |
| Book Page | 2023/5782 |
| Name | BANKFIRST FINANCIAL |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Apr 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 550 MAIN ST, CALEDONIA, MS 39740-7000 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00202527779 |
|---|---|
| Date | Dec 1, 2025 |
| Book Page | 2025/27779 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 59 Months |
| Due | Nov 19, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Feb 1, 2023 |
| Property Address | 550 MAIN ST, CALEDONIA, MS 39740-7000 |
| Document Number | 0020230895 |
| Book / Page | 2023 / 895 |
| Instrument Date | Jan 31, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Investor | Possibly a Property Investor |
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Caledonia Town |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,016.00 (+3.57%) | $9,011 (-5.56%) | $60,070 (-5.57%) Land $12,500 Building $47,570 |
| 2024 | $981.00 (-5.22%) | ||
| 2023 | $1,035.00 | $9,542 | $63,610 Land $12,500 Building $51,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CALEDONIA serves 6,589 people · EPA ID MS0440002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| M-Pulse Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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