Lowndes County property record for 496 Main St, Caledonia, MS 39740
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 3,374 sqft · built 1890 |
| Lot Size | 2.55 acres (111,248 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $205,535 (Sep 2025) |
| Tax Bill | $2,879 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Nov 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10W970017100 |
| Primary APN | 10W970017100 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 3,374 sqft Adjusted Area |
| 1st Floor Area | 2,538 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 111,248 sqft (2.55 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 496 MAIN ST |
|---|---|
| City | CALEDONIA |
| State | MS |
| Zip | 39740-9554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW4 SW4 496 MAIN ST 8C |
| Legal Range | 17W |
| Legal Township | 16S |
| Legal Section | 09 |
| Legal Subdivision | SEC9 T16S R17W SW4 SW4 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 103 |
Source: Lowndes County records, as of December 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 496 MAIN ST, CALEDONIA, MS 39740-9554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · FHA Mortgage MAGNOLIA BANK INC |
| Nov 2, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jul 18, 2017 | Quit Claim Deed, Mortgage CITIBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on Record |
| Deed Sale | Sep 29, 2025 · Amount on Record |
| Prior Sale | Jul 18, 2017 · Amount on Record |
| Deed Book / Page | 2025 / 7649 |
| Prior Transfer Date | Oct 28, 2022 |
| Prior Transfer Doc | 0020229058 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 496 MAIN ST, CALEDONIA, MS 39740-9554 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00202522470 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | 2025/22470 |
| Name | MAGNOLIA BANK INC |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Nov 2, 2022 |
| Property Address | 496 MAIN ST, CALEDONIA, MS 39740-9554 |
| Document Number | 0020229058 |
| Book / Page | 2022 / 9058 |
| Instrument Date | Oct 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 133 NORTHDALE DR, COLUMBUS, MS 39705-1624 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jul 18, 2017 |
| Property Address | 496 MAIN ST, CALEDONIA, MS 39740-9554 |
| Document Number | 0020175025 |
| Book / Page | 002017 / 005025 |
| Instrument Date | Jun 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 496 MAIN ST CALEDONIA MS 397409554, CALEDONIA, MS 39740-9554 |
| Document Number | 20175511 |
|---|---|
| Date | Jul 18, 2017 |
| Book Page | 002017/015511 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368-2240 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 17, 2047 |
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Caledonia Town |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,879.00 (+3.64%) | $25,517 (+18.53%) | $170,110 (+18.54%) Land $20,000 Building $150,110 |
| 2024 | $2,778.00 (+18.97%) | ||
| 2023 | $2,335.00 | $21,527 | $143,510 Land $20,000 Building $123,510 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CALEDONIA serves 6,589 people · EPA ID MS0440002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| M-Pulse Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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