550 Main St, Aurora, NY 13026 Property Records

Cayuga County and Ledyard Town property record for 550 Main St, Aurora, NY 13026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,350 sqft · built 1975
Lot Size1.3 acres (56,927 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Nov 2023)
Tax Bill$5,713 (2026)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN053401 181.08-1-8.1

Property Details

APN / Parcel Number

Primary APN053401 181.08-1-8.1
Alternative APNs
  • 340118100800010080010000
  • 33013070

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,350 sqft Living Area
1st Floor Area1,343 sqft
Basement Area1,007 sqft
Finished Basement1,007 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area56,927 sqft (1.3 acres)
Lot Dimensions210 ft deep x 270 ft wide
Garage TypeAttached
Garage Area620 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area386 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number33013070
Street Address550 MAIN ST
CityAURORA
StateNY
Zip13026-9793
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSM 813-233,92-76,AD 850- 204,INC.181.08-1-27.1 P/O 181.12-1-30.100
Legal Block1
Legal Lot Number8.001
JurisdictionCAYUGA NY
Township / Civil DivisionLEDYARD
Census Block Group1
Census Block1049
Census Tract41002

Owner

550 Main St is owned by two individuals who bought it in November 2023.

Source: Cayuga County and Ledyard Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address623 W WENDELL ST, ENDICOTT, NY 13760-3945
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2023 · Amount on File
Deed SaleNov 22, 2023 · Amount on File
Deed Document Number2023225672
Deed Book / Page4424 / 88
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAYUGA NY
Recording DateNov 22, 2023
Property Address550 MAIN ST, AURORA, NY 13026-9793
Document Number0004424/88
Book / Page4424 / 88
Instrument DateNov 3, 2023
Instrument2023-225672
Transaction TypeTransfer
Record UpdatedDec 12, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address623 W WENDELL ST, ENDICOTT, NY 13760-3945

Mortgage

Document Number2023225675
DateNov 22, 2023
Instrument2023-225675
Lender
NameM & T BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 550 Main St was $5,713, up 0.7% from the year before.

Source: Cayuga County and Ledyard Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionLedyard Town
MunicipalityAurora Village
Unified School DistrictSouthern Cayuga Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,713.00 (+0.65%)
2025$5,676.00 (+3.33%)$249,000 Land $60,000 Building $189,000$323,377 Land $77,922 Building $245,455
2024$5,493.00
2023$249,000 (-) Land $60,000 Building $189,000$264,894 (+6.38%) Land $63,830 Building $201,064
2022$249,000 Land $60,000 Building $189,000$249,000 Land $60,000 Building $189,000
2020$606.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 550 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fiber
980 / 880
CBN
Fixed Wireless · not low latency
100 / 100

Nearby Properties on Main St

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