540 Main St, Aurora, NY 13026 Property Records

Cayuga County and Ledyard Town property record for 540 Main St, Aurora, NY 13026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,608 sqft · built 1962
Lot Size	0.525 acres (22,883 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Feb 2020)
Tax Bill	$5,800 (2026)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053401 181.08-1-9.1`

Property Details

APN / Parcel Number

Primary APN	`053401 181.08-1-9.1`
Alternative APNs	`340118100800010090010000` `33008050`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,608 sqft Living Area
1st Floor Area	1,608 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	22,883 sqft (0.525 acres)
Lot Dimensions	208 ft deep x 110 ft wide
Garage Type	Detached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	400 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	33008050
Street Address	540 MAIN ST
City	AURORA
State	NY
Zip	13026-9793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AD707-189,850-210,690-152 SM92-76,INC.181.08-1-27.1 P/O 181.12-1-30.100
Legal Block	1
Legal Lot Number	9.001
Jurisdiction	CAYUGA NY
Township / Civil Division	LEDYARD
Census Block Group	1
Census Block	1049
Census Tract	41002

Owner

540 Main St is owned by two individuals who bought it in February 2020.

Source: Cayuga County and Ledyard Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1077 SNOW HILL LN, GAMBRILLS, MD 21054-1529
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2020 · Amount on File
Deed Sale	Feb 3, 2020 · Amount on File
Deed Document Number	2020193421
Deed Book / Page	3833 / 118
Prior Transfer Date	Oct 2, 2014
Prior Transfer Doc	001564/185
Record Updated	Oct 29, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAYUGA NY
Recording Date	Feb 3, 2020
Property Address	540 MAIN ST, AURORA, NY 13026-9793
Document Number	0038330118
Book / Page	003833 / 000118
Instrument Date	Jan 31, 2020
Instrument	193421
Transaction Type	Transfer
Record Updated	Feb 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1077 SNOW HILL LN GAMBRILLS MD 210541529, GAMBRILLS, MD 21054-1529

Mortgage

Document Number	38330124
Date	Feb 3, 2020
Book Page	003833/000124
Instrument	193424

Lender

Name	LYONS NAT'L BK
Type	Bank
Address	GENEVA, NY 14456

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 2, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 540 Main St was $5,800, up 0.7% from the year before.

Source: Cayuga County and Ledyard Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Ledyard Town
Municipality	Aurora Village
Unified School District	Southern Cayuga Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,800.00 (+0.66%)
2025	$5,762.00 (+3.32%)	$252,800 Land $60,000 Building $192,800	$328,312 Land $77,922 Building $250,390
2024	$5,577.00
2023		$252,800 Land $60,000 Building $192,800	$268,936 Land $63,830 Building $205,106
2020	$427.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880
CBN Fixed Wireless · not low latency	100 / 100