550 Hwy 23 E, Milaca, MN 56353 Property Records

Mille Lacs County property record for 550 Hwy 23 E, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,876 sqft · built 1968
Lot Size	0.639 acres (27,871 sqft)
Owner	2 Individual Names on Record
Last Sale	$384,875 (Nov 2024)
Tax Bill	$4,792 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-043-0590`

Property Details

APN / Parcel Number

Primary APN	`21-043-0590`

Interior

Building Area	1,876 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	27,871 sqft (0.639 acres)
Garage Type	Mixed
Garage Area	2,016 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	550 HIGHWAY 23 E
City	MILACA
State	MN
Zip	56353-1172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EX HWY 23
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	THIRD ADDITION TO MILACA
Legal Block	22
Legal Lot Number	4
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	2
Census Block	2038
Census Tract	170500

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	550 HIGHWAY 23 E, MILACA, MN 56353-1172
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
Mar 28, 2022	Transfer on Death Deed, Transfer
Aug 22, 2019	Warranty Deed, Transfer TITLE SMART INC, TITLESMART INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2024 · Amount on Record
Deed Sale	Nov 20, 2024 · Amount on Record
Prior Sale	Aug 22, 2019 · Amount on Record
Deed Document Number	20241713461
Prior Transfer Date	Dec 28, 1995
Prior Transfer Doc	0000343382
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	550 HIGHWAY 23 E, MILACA, MN 56353-1172
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	ANCONA TITLE, ANCONA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 HIGHWAY 23 E, MILACA, MN 56353-1172

Mortgage

Document Number	000A438102
Date	Sep 28, 2023
Instrument	A438102

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 27, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MILLE LACS MN
Recording Date	Mar 28, 2022
Property Address	550 HIGHWAY 23 E, MILACA, MN 56353-1172
Document Number	000A430503
Instrument Date	Mar 14, 2022
Instrument	A430503
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Aug 22, 2019
Property Address	550 HIGHWAY 23 E, MILACA, MN 56353-1172
Document Number	000A412815
Instrument Date	Aug 16, 2019
Instrument	A412815
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Tax	$762.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 HIGHWAY 23 E, MILACA, MN 56353-1172

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,792.00 (+9.16%)	$366,000 (+1.3%) Land $36,400 Building $329,600	$366,000 (+1.3%) Land $36,400 Building $329,600
2025	$4,390.00 (+2.47%) Homeowner's exemption	$361,300 (+17.31%) Land $32,300 Building $329,000	$361,300 (+17.31%) Land $32,300 Building $329,000
2023	$4,284.00	$308,000 Land $28,200 Building $279,800	$308,000 Land $28,200 Building $279,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
Midco Cable · Fiber in parts of the area	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20

550 Hwy 23 E, Milaca, MN 56353 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2022: Transfer on Death Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Hwy 23 E

Nearby Streets

Search Property Records by Address or Parcel Number