Mille Lacs County property record for 549 Hwy 23 E, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 1,359 sqft · built 1965 |
| Lot Size | 0.647 acres (28,182 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Jul 2026) |
| Tax Bill | $3,890 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-043-1240 |
| Primary APN | 21-043-1240 |
|---|
| Building Area | 1,359 sqft Living Area |
|---|---|
| Basement Area | 1,359 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Lot Area | 28,182 sqft (0.647 acres) |
| Garage Type | Mixed |
| Garage Area | 2,600 sqft |
| Parking Spaces | 9 Parking Spaces |
| Porch | Slab |
| Deck Area | 70 sqft |
| Street Address | 549 HIGHWAY 23 E |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1172 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 132 FT OF LOT 1 BLK 29 & E 1/2 OF VAC ALLEY ADJ & PART OF VAC STATE ST ADJ |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 25 |
| Legal Subdivision | THIRD ADDITION TO MILACA |
| Legal Block | 29 |
| Legal Lot Number | 1 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 170500 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 549 HIGHWAY 23 E, MILACA, MN 56353-1172 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2026 | Personal Representative Deed, Transfer · Conventional Mortgage HOME SECURITY ABSTRACT & TITLE |
| Feb 25, 2021 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Aug 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2026 · Amount on Record |
| Deed Sale | Jul 7, 2026 · Amount on Record |
| Prior Sale | Feb 25, 2021 · Amount on Record |
| Deed Document Number | 2026451903 |
| Record Updated | Oct 29, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jul 7, 2026 |
| Property Address | 549 HIGHWAY 23 E, MILACA, MN 56353-1172 |
| Document Number | 0000451903 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 2026451903 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2026 |
| Title Company | HOME SECURITY ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $86,658.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 549 HIGHWAY 23 E, MILACA, MN 56353-1172 |
| Document Number | 0000451904, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 2026451904 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Feb 25, 2021 |
| Property Address | 549 HIGHWAY 23 E, MILACA, MN 56353-1172 |
| Document Number | A422874 |
| Instrument Date | Feb 18, 2021 |
| Instrument | A422874 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | HOME SECURITY ABSTRACT & TIT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $742.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 549 HIGHWAY 23 E, MILACA, MN 56353-1172 |
| Document Number | A422876 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | A422876 |
| Name | US BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 549 HIGHWAY 23 E, MILACA, MN 56353-1172 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | A407548 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | A407548 |
| Name | SPIRE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 5, 2033 |
| Rate Type | Fixed Rate |
|---|
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,890.00 (+9.52%) | $305,100 (+1.53%) Land $36,000 Building $269,100 | $305,100 (+1.53%) Land $36,000 Building $269,100 |
| 2025 | $3,552.00 (+3.62%) Homeowner's exemption | $300,500 (+16.65%) Land $32,000 Building $268,500 | $300,500 (+16.65%) Land $32,000 Building $268,500 |
| 2023 | $3,428.00 | $257,600 Land $28,000 Building $229,600 | $257,600 Land $28,000 Building $229,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 63% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Milaca serves 3,043 people · EPA ID MN1480002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable · Fiber in parts of the area | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Benton Cooperative Telephone Company Cable · Fiber in parts of the area | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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