Fairfield County property record for 550 Frederick St S, Lancaster, OH 43130
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,398 sqft · built 1948 |
| Lot Size | 0.129 acres (5,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Apr 2022) |
| Tax Bill | $2,110 (2023) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-31410.00 |
| Primary APN | 053-31410.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,398 sqft Living Area |
| 1st Floor Area | 932 sqft |
| 2nd Floor Area | 466 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Combination |
| Lot Area | 5,632 sqft (0.129 acres) |
| Lot Dimensions | 131 ft deep x 43 ft wide |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 160 sqft |
| Patio Area | 26 sqft |
| Poultry House | 26 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Oil |
| Heating Fuel | Gas |
| Account Number | 0301 01100 |
|---|---|
| Street Address | 550 FREDERICK ST S |
| City | LANCASTER |
| State | OH |
| Zip | 43130-2643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THOS B COX JR 6TH ADD LOT 5 |
| Legal Subdivision | THOS B COX JR 6TH ADD |
| Legal Lot Number | 5 |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 32100 |
550 Frederick St S is owned and occupied by an individual who bought it in April 2022.
Source: Fairfield County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 550 FREDERICK ST S, LANCASTER, OH 43130-2643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage LOWER LLC |
| Nov 20, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 27, 2017 | Executor's Deed, Transfer · VA Mortgage POLARIS HOME FUNDING CORP |
| Mar 29, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2022 · Amount on File |
| Deed Sale | Apr 14, 2022 · Amount on File |
| Prior Sale | Jul 27, 2017 · Amount on File |
| Deed Document Number | 202200007953 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Apr 14, 2022 |
| Property Address | 550 FREDERICK ST S, LANCASTER, OH 43130-2643 |
| Document Number | 0000007953 |
| Map Reference | MB 5 PG 14 |
| Instrument Date | Apr 12, 2022 |
| Instrument | 202200007953 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 550 FREDERICK ST S, LANCASTER, OH 43130-2643 |
| Document Number | 0000007954 |
|---|---|
| Date | Apr 14, 2022 |
| Instrument | 202200007954 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 550 FREDERICK ST S, LANCASTER, OH 43130-2643 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000021632 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 1808/2377 |
| Instrument | 201900021632 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Jul 27, 2017 |
| Property Address | 550 FREDERICK ST S, LANCASTER, OH 43130-2643 |
| Document Number | 0000013675 |
| Book / Page | 1743 / 3353 |
| Map Reference | MB 5 PG 14 |
| Instrument Date | Jul 27, 2017 |
| Instrument | 201700013675 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Title Company | LANCO TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 550 FREDERICK ST S, LANCASTER, OH 43130-2643 |
| Document Number | 0000013677 |
|---|---|
| Date | Jul 27, 2017 |
| Instrument | 201700013677 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Mar 29, 2017 |
| Property Address | 550 FREDERICK ST S, LANCASTER, OH 43130-2643 |
| Document Number | 0000005344 |
| Book / Page | 001734 / 001638 |
| Instrument Date | Mar 23, 2017 |
| Instrument | 5344 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 550 FREDERICK ST S LANCASTER OH 431302643, LANCASTER, OH 43130-2643 |
Source: Fairfield County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $73,180 Land $18,000 Building $55,180 | $209,080 Land $51,430 Building $157,650 | |
| 2023 | $2,110.00 | $58,020 (-) Land $8,140 Building $49,880 | |
| 2022 | $58,020 Land $8,140 Building $49,880 | $165,750 Land $23,250 Building $142,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 550 Frederick St S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 550 Frederick St S is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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