Fairfield County property record for 545 Frederick St S, Lancaster, OH 43130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,176 sqft · built 1948 |
| Lot Size | 0.104 acres (4,508 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $98,000 (Mar 2016) |
| Tax Bill | $4,636 (2024) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-33142-400 |
| Primary APN | 05-33142-400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 4,508 sqft (0.104 acres) |
| Lot Dimensions | 82 ft deep x 55 ft wide |
| Garage Type | Carport |
| Garage Area | 276 sqft |
| Carport | Carport |
| Carport Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 20 sqft |
| Patio Area | 108 sqft |
| Canopy | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 545 FREDERICK ST S |
|---|---|
| City | LANCASTER |
| State | OH |
| Zip | 43130-2644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THOS B COX JR 6TH ADD PT LOT 18 IRREG |
| Legal Subdivision | THOS B COXS JR 6TH ADD |
| Legal Lot Number | 18 |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 32100 |
Source: Fairfield County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 545 FREDERICK ST S, LANCASTER, OH 43130-2644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Jan 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2016 · Amount on Record |
| Deed Sale | Mar 1, 2016 · Amount on Record |
| Prior Sale | May 12, 1992 · Amount on Record |
| Deed Document Number | 20163151 |
| Deed Book / Page | 1703 / 4289 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 545 FREDERICK ST S, LANCASTER, OH 43130-2644 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Title Company | VALLEY LAND TITLE COMPANY, VALMER LAND TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 545 FREDERICK ST S, LANCASTER, OH 43130-2644 |
| Document Number | 0000004112 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 202600004112 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | 1880 STATE ROUTE 256, REYNOLDSBURG, OH 43068 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 11, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 545 FREDERICK ST S, LANCASTER, OH 43130-2644 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2022 |
| Title Company | VALMER LAND TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000001038 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 202200001038 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2037 |
Source: Fairfield County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $73,440 (+42.41%) Land $17,540 Building $55,900 | $209,810 (+42.39%) Land $50,110 Building $159,700 | |
| 2024 | $4,636.00 (+147.25%) | ||
| 2023 | $1,875.00 Homeowner's exemption | $51,570 (-) Land $8,310 Building $43,260 | |
| 2022 | Homeowner's exemption | $51,570 Land $8,310 Building $43,260 | $147,350 Land $23,740 Building $123,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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