550 Frank Dr, Lancaster, OH 43130 Property Records

Fairfield County property record for 550 Frank Dr, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,478 sqft · built 1970
Lot Size	0.234 acres (10,202 sqft)
Owner	Individual Name on Record
Last Sale	$101,000 (May 2008)
Tax Bill	$2,046 (2023)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053-12525.00`

Property Details

APN / Parcel Number

Primary APN	`053-12525.00`
Alternative APN	`0109 00084`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,478 sqft Living Area
1st Floor Area	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,202 sqft (0.234 acres)
Lot Dimensions	150 ft deep x 68 ft wide
Garage Area	275 sqft
Parking Spaces	1 Parking Space
Patio Area	60 sqft
Poultry House	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0109 00084
Street Address	550 FRANK DR
City	LANCASTER
State	OH
Zip	43130-2244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LENMAR SUB NO 7 LOT 412
Legal Subdivision	LENMAR SUB NO 7
Legal Lot Number	412
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	3
Census Block	3008
Census Tract	31600

Owner

Source: Fairfield County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	550 FRANK DR, LANCASTER, OH 43130-2244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Jan 18, 2022	Intrafamily Transfer, Transfer · FHA Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2008 · Amount on Record
Deed Sale	May 6, 2008 · Amount on Record
Prior Sale	May 6, 2008 · Amount on Record
Deed Document Number	0000008744
Deed Book / Page	1492 / 2060
Last Transfer Date	Jan 18, 2022
Transfer Doc	0000001280
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	550 FRANK DR, LANCASTER, OH 43130-2244
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 FRANK DR, LANCASTER, OH 43130-2244

Mortgage

Document Number	0000017526
Date	Oct 16, 2025
Instrument	202500017526

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	5887 COPLEY DR, SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FAIRFIELD OH
Recording Date	Jan 18, 2022
Property Address	550 FRANK DR, LANCASTER, OH 43130-2244
Document Number	0000001280
Map Reference	MB 9 PG 85
Instrument Date	Dec 30, 2021
Instrument	202200001280
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	LANCO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	550 FRANK DR, LANCASTER, OH 43130-2244

Mortgage

Document Number	0000001281
Date	Jan 18, 2022
Instrument	202200001281

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,560 (+34.31%) Land $19,020 Building $56,540	$215,900 (+34.31%) Land $54,350 Building $161,550
2023	$2,046.00 Homeowner's exemption	$56,260 (-) Land $12,680 Building $43,580
2022	Homeowner's exemption	$56,260 Land $12,680 Building $43,580	$160,750 Land $36,230 Building $124,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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