524 Frank Dr, Lancaster, OH 43130 Property Records

Fairfield County property record for 524 Frank Dr, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,524 sqft · built 1970
Lot Size	0.39 acres (16,984 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,937 (2024)
Deeds & Mortgages	Jun 2025 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-31252-100`

Property Details

APN / Parcel Number

Primary APN	`05-31252-100`
Alternative APN	`0109 00088`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,524 sqft Living Area
1st Floor Area	856 sqft
Basement Area	380 sqft
Finished Basement	380 sqft
Family Room	Family Room

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1974
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	16,984 sqft (0.39 acres)
Lot Dimensions	215 ft deep x 79 ft wide
Porch	Open Frame Porch
Porch Area	360 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	524 FRANK DR
City	LANCASTER
State	OH
Zip	43130-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LENMAR SUBDIVISION NO 7 LOT 408
Legal Subdivision	LENMAR SUB
Legal Lot Number	408
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	3
Census Block	3008
Census Tract	31600

Owner

524 Frank Dr is owned and occupied by two individuals who acquired it in June 2025.

Source: Fairfield County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	524 FRANK DR, LANCASTER, OH 43130-2242
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2025	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 30, 2021	Survivorship Deed, Transfer · FHA Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025
Deed Sale	Jun 27, 2025
Prior Sale	Apr 30, 2021 · Amount on File
Deed Document Number	202510251
Prior Transfer Date	Jun 14, 2025
Prior Transfer Doc	0000010251
Record Updated	Oct 29, 2026

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FAIRFIELD OH
Recording Date	Jun 27, 2025
Property Address	524 FRANK DR, LANCASTER, OH 43130-2242
Document Number	0000010251
Map Reference	MB 9 PG 85
Instrument Date	Jun 14, 2025
Instrument	202500010251
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	CLIENTFIRST TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	524 FRANK DR, LANCASTER, OH 43130-2242

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	524 FRANK DR, LANCASTER, OH 43130-2242

Mortgage

Document Number	0000010252
Date	Jun 27, 2025
Instrument	202500010252

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

April 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Apr 30, 2021
Property Address	524 FRANK DR, LANCASTER, OH 43130-2242
Document Number	0000011357
Map Reference	MB 9 PG 85
Instrument Date	Apr 22, 2021
Instrument	202100011357
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	VALMER LAND TITLE AGENCY BOX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3240 STONE VALLEY RD W, ALAMO, CA 94507-1555

Mortgage

Document Number	0000011358
Date	Apr 30, 2021
Instrument	202100011358

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,030 Land $22,900 Building $70,130	$265,810 Land $65,440 Building $200,370
2024	$5,937.00 (+147.17%)
2023	$2,402.00	$66,050 (-) Land $15,270 Building $50,780
2022		$66,050 Land $15,270 Building $50,780	$188,710 Land $43,630 Building $145,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 524 Frank Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Frank Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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