550 Formosa Ave, Bartow, FL 33830 Property Records

Polk County property record for 550 Formosa Ave, Bartow, FL 33830 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1953
Square Footage	756 sqft Living Area
Lot Size	16,766 sqft (0.385 acres)
Occupancy	Owner Occupied
Last Sale	$20,400 (1997)
Tax Bill	$220.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`25-30-07-400300-007030`
Alternative APNs	`073025400300007030` `73025000`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	756 sqft Living Area
1st Floor	756 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring
Interior Structure	Wood Interior Structure

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	16,766 sqft (0.385 acres)
Depth X Width	195 ft x 10 ft Depth x Width
Garage Type	Carport Garage
Garage Area	2,014 sqft Garage
Carport	Carport
Carport Area	2,014 sqft Carport
Shed	1 Shed
Porch Area	314 sqft Porch
Utility Building	44 sqft Utility Building

Utilities and HVAC

Cooling System	None Cooling

Location & Zoning

Street Address	550 FORMOSA AVE
City	BARTOW
State	FL
Zip	33830-4400
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	AZALEA PARK PB 34 PG 17 BLK 7 LOT 3
Legal Range	25E
Legal Township	30S
Legal Section	07
Legal Subdivision	AZALEA PARK
Legal Tract	400300
Legal Block	7
Legal Lot Number	3
Jurisdiction	POLK FL
Minor Civil Division	BARTOW
Census Blockgroup	1
Census Block	1012
Census Tract	15101

Owner

Source: Polk County records · APN 25-30-07-400300-007030

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	550 FORMOSA AVE, BARTOW, FL 33830-4400
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 23, 1997 · Amount on Record
Deed Sale	Sep 23, 1997 · Amount on Record
Deed Book / Page	3902 / 2194
Record Refreshed	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	550 FORMOSA AVE, BARTOW, FL 33830-4400
Transaction Type	Mortgage
Record Updated	Dec 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 FORMOSA AVE, BARTOW, FL 33830-4400

Mortgage

Document Number	0000314031
Date	Dec 05, 2022
Book Page	12505/2191
Instrument	2022314031

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jan 01, 2028
Change Frequency	6 Months
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	10.5%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$220.00 (-54.17%) Homeowner's exemption	$37,112 (+5.99%)	$159,948 (+0.22%) Land $25,758 Building $134,190
2023	$480.00 (+35.21%) Homeowner's exemption	$35,016 (+3%)	$159,601 (+9.77%) Land $24,920 Building $134,681
2022	$355.00 Homeowner's exemption	$33,996	$145,400 Land $20,771 Building $124,629

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 16% of Florida
Wildfire Likelihood	About 1 in 1,042 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.