Polk County property record for 520 Formosa Ave, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,108 sqft · built 1953 |
| Lot Size | 0.263 acres (11,461 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Jul 2022) |
| Tax Bill | $1,267 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jul 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-07-400300-007040 |
| Primary APN | 25-30-07-400300-007040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,108 sqft Living Area |
| Gross Area | 756 sqft |
| 1st Floor Area | 756 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Shed Roof |
| Roof Material | Other |
| Lot Area | 11,461 sqft (0.263 acres) |
| Lot Dimensions | 150 ft deep x 74 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 200 sqft |
| Carport | Carport |
| Carport Area | 200 sqft |
| Pool Area | 392 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 144 sqft |
| Street Address | 520 FORMOSA AVE |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-4400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | AZALEA PARK PB 34 PG 17 BLK 7 LOT 4 |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 07 |
| Legal Subdivision | AZALEA PARK |
| Legal Tract | 400300 |
| Legal Block | 7 |
| Legal Lot Number | 4 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 15101 |
Source: Polk County records · APN 25-30-07-400300-007040
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 FORMOSA AVE, BARTOW, FL 33830-4400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 08, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Jul 27, 2022 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Feb 19, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Oct 14, 2019 | Trustee's Deed, Foreclosure NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 28, 2022 · Amount on Record |
| Deed Sale | Jul 28, 2022 · Amount on Record |
| Prior Sale | Feb 19, 2020 · Amount on Record |
| Deed Document Number | 2022204161 |
| Deed Book / Page | 12354 / 2193 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 08, 2026 |
| Property Address | 520 FORMOSA AVE, BARTOW, FL 33830-4400 |
| Document Number | 0000135536 |
| Book / Page | 14027 / 2186 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026135536 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 520 FORMOSA AVE, BARTOW, FL 33830-4400 |
| Investor | Possibly a Property Investor |
| Document Number | 0000135536, |
|---|---|
| Date | Jun 08, 2026 |
| Book Page | 14027/2186 |
| Instrument | 2026135536 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jul 01, 2052 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 27, 2022 |
| Property Address | 520 FORMOSA AVE, BARTOW, FL 33830-4400 |
| Document Number | 0000204161 |
| Book / Page | 12354 / 2193 |
| Map Reference | MB 34 PG 17 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 2022204161 |
| Transaction Type | Transfer |
| Record Updated | Aug 08, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1261 WINTER GARDEN VINELAND RD # RD130, 1261, WINTER GARDEN, FL 34787-4362 |
| Name | Verified Name |
|---|---|
| Address | 520 FORMOSA AVE, BARTOW, FL 33830-4400 |
| Investor | Possibly a Property Investor |
| Document Number | 0123542195 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 12354/2195 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 19, 2020 |
| Property Address | 520 FORMOSA AVE, BARTOW, FL 33830-4400 |
| Document Number | 0111451261 |
| Book / Page | 011145 / 001261 |
| Instrument Date | Jan 28, 2020 |
| Instrument | 37778 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $595.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1261 WINTER GARDEN VINELAND RD WINTER GARDEN FL 347874362, WINTER GARDEN, FL 34787-4362 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 14, 2019 |
| Property Address | 520 FORMOSA AVE, BARTOW, FL 33830-4400 |
| Document Number | 0110060242 |
| Book / Page | 011006 / 000242 |
| Instrument Date | Oct 01, 2019 |
| Instrument | 217900 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 31, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $417.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10500 KINCAID DR FISHERS IN 460379749, FISHERS, IN 46037-9749 |
| Investor | Possibly a Property Investor |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,267.00 (+38.47%) | $112,826 (+47.81%) | $200,183 (+19.59%) Land $20,461 Building $179,722 |
| 2023 | $915.00 (-60.76%) Homeowner's exemption | $76,333 (-44.35%) | $167,398 (+22.04%) Land $19,888 Building $147,510 |
| 2022 | $2,332.00 | $137,163 Land $16,640 Building $120,523 | $137,163 Land $16,640 Building $120,523 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050151011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 314 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF BARTOW serves 21,501 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures