Montgomery County property record for 550 E Whipp Rd, Dayton, OH 45459
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,656 sqft · built 1966 |
| Lot Size | 0.359 acres (15,673 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $202,000 (Aug 2019) |
| Tax Bill | $6,720 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | O68 00404 0015 |
| Primary APN | O68 00404 0015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,656 sqft Living Area |
| 1st Floor Area | 1,656 sqft |
| Basement Area | 1,056 sqft |
| Finished Basement | 1,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Lot Area | 15,673 sqft (0.359 acres) |
| Lot Dimensions | 165 ft deep x 95 ft wide |
| Garage Type | Basement |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 600 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 550 E WHIPP RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45459-2256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 103 VILLAGE SOUTH SEC 5 |
| Legal Subdivision | VILLAGE SOUTH SEC 5 |
| Legal Lot Number | 15 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 40204 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 550 E WHIPP RD, DAYTON, OH 45459-2256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Aug 14, 2019 | Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Mar 28, 2019 | Warranty Deed, Transfer PERFORMANCE TITLE INC |
| Mar 21, 2019 | Warranty Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2019 · Amount on Record |
| Deed Sale | Aug 14, 2019 · Amount on Record |
| Prior Sale | Mar 28, 2019 · Amount on Record |
| Deed Document Number | 2019-00043439 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 550 E WHIPP RD, DAYTON, OH 45459-2256 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000058044 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 2021-00058044 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 14, 2019 |
| Property Address | 550 E WHIPP RD, DAYTON, OH 45459-2256 |
| Document Number | 0000043439 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 43439 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2019 |
| Title Company | PARTNERS LAND TITLE AGENCY LLC, PARTNERS LAND TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $606.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 550 E WHIPP RD DAYTON OH 454592256, DAYTON, OH 45459-2256 |
| Document Number | 43440 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 43440 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Mar 28, 2019 |
| Property Address | 550 E WHIPP RD, DAYTON, OH 45459-2256 |
| Document Number | 0000015457 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 15457 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2019 |
| Title Company | PERFORMANCE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $234.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 48377 VAN DYKE AVE SHELBY TOWNSHIP MI 483173263, SHELBY TOWNSHIP, MI 48317-3263 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Mar 21, 2019 |
| Property Address | 550 E WHIPP RD, DAYTON, OH 45459-2256 |
| Document Number | 0000013999 |
| Instrument Date | Mar 19, 2019 |
| Instrument | 13999 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $165.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 55 S PIONEER BLVD #121 SPRINGBORO OH 450666910, 121, SPRINGBORO, OH 45066-6910 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Municipality | Centerville City |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $106,050 (-) Land $17,640 Building $88,410 | ||
| 2024 | $6,720.00 (+9.18%) | ||
| 2023 | $6,155.00 (+11.81%) | $106,050 (+41.01%) Land $17,640 Building $88,410 | $302,980 (+41%) Land $50,390 Building $252,590 |
| 2022 | $5,505.00 | $75,210 Land $12,510 Building $62,700 | |
| 2020 | $214,880 Land $35,740 Building $179,140 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Sep 1985 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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