Montgomery County property record for 545 E Whipp Rd, Dayton, OH 45459
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,917 sqft · built 1987 |
| Lot Size | 0.301 acres (13,112 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $354,900 (Aug 2025) |
| Tax Bill | $6,547 (2024) |
| Deeds & Mortgages | Mar 2024 Foreclosure Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | O67-03709-0139 |
| Primary APN | O67-03709-0139 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,917 sqft Living Area |
| Gross Area | 2,469 sqft |
| 1st Floor Area | 462 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 13,112 sqft (0.301 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 200 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 248 sqft |
| Deck Area | 224 sqft |
| Patio Area | 448 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 545 E WHIPP RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45459-2155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-2-27 |
| Legal Subdivision | MRS |
| Legal Lot Number | 139 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 40201 |
Source: Montgomery County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 545 E WHIPP RD, DAYTON, OH 45459-2155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Mar 21, 2024 | Sheriff's Deed, Foreclosure |
| Aug 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Jun 10, 2019 | Loan Modification, Mortgage · FHA Mortgage DITECH FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2025 · Amount on Record |
| Deed Sale | Aug 4, 2025 · Amount on Record |
| Prior Sale | Jul 12, 2024 · Amount on Record |
| Deed Document Number | 202540807 |
| Prior Transfer Date | Oct 2, 2024 |
| Prior Transfer Doc | 0000053068 |
| Record Updated | Sep 20, 2026 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Mar 21, 2024 |
| Property Address | 545 E WHIPP RD, DAYTON, OH 45459-2155 |
| Document Number | 0000014426 |
| Instrument Date | Feb 7, 2024 |
| Instrument | 2024-00014426 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 8, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 BEATTIE PL STE 110, 110, GREENVILLE, SC 29601-5115 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 545 E WHIPP RD, DAYTON, OH 45459-2155 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 545 E WHIPP RD, DAYTON, OH 45459-2155 |
| Document Number | 0000061944 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 2021-00061944 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Jul 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 545 E WHIPP RD, DAYTON, OH 45459-2155 |
| Document Number | 0000031392 |
| Instrument Date | Jun 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 545 E WHIPP RD DAYTON OH 454592155, DAYTON, OH 45459-2155 |
| Document Number | 0000031392 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 31392 |
| Name | DITECH FIN'L |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2049 |
| Rate | 4.87% |
|---|
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $97,530 (-) Land $12,640 Building $84,890 | $278,660 (-) Land $36,120 Building $242,540 | |
| 2024 | $6,547.00 (-1.7%) | ||
| 2023 | $6,660.00 (+9.68%) | $97,530 (+25.22%) Land $12,640 Building $84,890 | $278,660 (+25.22%) Land $36,120 Building $242,540 |
| 2022 | $6,072.00 | $77,890 Land $10,120 Building $67,770 | |
| 2020 | $222,540 Land $28,900 Building $193,640 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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