550 E Mountain Rd, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 550 E Mountain Rd, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,484 sqft · built 1915
Lot Size	0.312 acres (13,572 sqft)
Owner	Individual Name on File
Last Sale	$76,000 (Jun 1995)
Tax Bill	$4,076 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:44-R L:16`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:44-R L:16`
Alternative APN	`M:329044 B:R0016 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,484 sqft Living Area
Gross Area	2,378 sqft
Basement Area	542 sqft
Unfinished Basement	542 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,572 sqft (0.312 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	550 E MOUNTAIN RD
City	WESTFIELD
State	MA
Zip	01085-1858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	16
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	5
Census Block	5013
Census Tract	812500

Owner

Source: Hampden County and Westfield City records · APN WFLD M:44-R L:16

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	550 E MOUNTAIN RD, WESTFIELD, MA 01085-1858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 1995 · Amount on Record
Deed Sale	Jun 30, 1995 · Amount on Record
Deed Book / Page	9172 / 588
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	550 E MOUNTAIN RD, WESTFIELD, MA 01085-1858
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22057-358
Date	Feb 12, 2018
Book Page	22057/358
Instrument	7470

Lender

Name	WESTFIELD BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 01, 2038

Tax Assessment & Valuation

Source: Hampden County and Westfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,076.00 (+7.89%)	$268,500 (+20.67%) Land $114,500 Building $154,000	$291,365 (+4.93%)
2024			$277,685
2023	$3,778.00	$222,500 Land $99,200 Building $123,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1980–2011)
Most Recent Claim	Aug 2011 · Tropical Storm Irene
Claims by Event	Tropical Storm Irene, Aug 2011 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Westfield Gas & Electric Fiber	1,000 / 1,000

Based on FCC filings for 108 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.