538 E Mountain Rd, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 538 E Mountain Rd, Westfield, MA 01085

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,568 sqft · built 1913
Lot Size	0.747 acres (32,545 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Dec 2023)
Tax Bill	$4,077 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:44-R L:17`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:44-R L:17`
Alternative APN	`M:329044 B:R0017 L:00000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,568 sqft Living Area
Gross Area	2,392 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,545 sqft (0.747 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	538 E MOUNTAIN RD
City	WESTFIELD
State	MA
Zip	01085-1858
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	17
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	5
Census Block	5013
Census Tract	812500

Owner

Source: Hampden County and Westfield City records · APN WFLD M:44-R L:17

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	538 E MOUNTAIN RD, WESTFIELD, MA 01085-1858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 01, 2023 · Amount on Record
Deed Sale	Dec 01, 2023 · Amount on Record
Deed Book / Page	25247 / 153
Record Updated	Jun 08, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Dec 01, 2023
Property Address	538 E MOUNTAIN RD, WESTFIELD, MA 01085-1858
Document Number	025247-153
Book / Page	25247 / 153
Instrument Date	Dec 01, 2023
Instrument	57275
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 LITTLE RIVER RD, WESTFIELD, MA 01085-4517

Mortgage

Document Number	0000057276
Date	Dec 01, 2023
Instrument	57276

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Westfield City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,077.00 (+5.21%)	$268,600 (+17.7%) Land $122,700 Building $145,900
2023	$3,875.00	$228,200 Land $106,100 Building $122,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138125005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1980–2011)
Most Recent Claim	Aug 2011 · Tropical Storm Irene
Claims by Event	Tropical Storm Irene, Aug 2011 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 108 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Westfield Gas & Electric Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.