550 E Main Ave, Zeeland, MI 49464 Property Records

Ottawa County property record for 550 E Main Ave, Zeeland, MI 49464

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,505 sqft · built 1920
Lot Size	0.228 acres (9,932 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Sep 2013)
Tax Bill	$2,389 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Oct 2010 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`70-17-19-203-023`

Property Details

APN / Parcel Number

Primary APN	`70-17-19-203-023`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,505 sqft Living Area
1st Floor Area	861 sqft
Basement Area	861 sqft
Unfinished Basement	861 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Lot Area	9,932 sqft (0.228 acres)
Lot Dimensions	160 ft deep x 62 ft wide
Garage Area	459 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	550 E MAIN AVE
City	ZEELAND
State	MI
Zip	49464-1354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 23 EXC COM 691 FT S OF NE COR SD LOT 23, TH W 2 FT, S 317 FT, E 21 FT TO E LI LOT 23, TH N ALG SD LI TO BEG VANDENBERG'S ADD FROM 70-17-19-203-004
Legal Range	14W
Legal Township	5N
Legal Section	19
Legal Subdivision	VANDENBERGS ADD
Legal Block	203
Legal Lot Number	23
Jurisdiction	OTTAWA MI
Township / Civil Division	ZEELAND
Census Block Group	5
Census Block	5012
Census Tract	22900

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	550 E MAIN AVE, ZEELAND, MI 49464-1354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Oct 7, 2010	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 10, 2007	Deed of Trust, Mortgage FIRST NLC FINANCIAL SERVICES LLC
Dec 5, 2013	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Jul 15, 2009	Other, Transfer · FHA Mortgage CHEMICAL BANK
Aug 11, 2009	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2013 · Amount on Record
Deed Sale	Sep 5, 2013 · Amount on Record
Prior Sale	Jul 15, 2009 · Amount on Record
Deed Document Number	201340842
Prior Transfer Date	Apr 24, 2009
Prior Transfer Doc	20090033795
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	550 E MAIN AVE, ZEELAND, MI 49464-1354
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 E MAIN AVE, ZEELAND, MI 49464-1354

Mortgage

Document Number	20230027157
Date	Oct 24, 2023
Instrument	2023-0027157

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	550 E MAIN AVE, ZEELAND, MI 49464-1354
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20100037169
Date	Oct 7, 2010
Instrument	2010-0037169

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 8, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	550 E MAIN AVE, ZEELAND, MI 49464-1354
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	NTA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005483/874
Date	Aug 10, 2007
Book Page	5483/874

Lender

Name	FIRST NLC FINANCIAL SERVICES LLC
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2037

December 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	550 E MAIN AVE, ZEELAND, MI 49464-1354
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20130052902
Date	Dec 5, 2013
Instrument	2013-0052902

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2043

July 2009: Other, Transfer

Document Type	Other
Jurisdiction	OTTAWA MI
Recording Date	Jul 15, 2009
Property Address	550 E MAIN AVE, ZEELAND, MI 49464-1354
Document Number	20090029938
Map Reference	LB3 PG21
Instrument Date	May 18, 2009
Instrument	2009-0029938
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	PARKS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12650 INGENUITY DR, 12650, ORLANDO, FL 32826-2703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 E MAIN AVE, ZEELAND, MI 49464-1354

Mortgage

Document Number	20090030026
Date	Jul 15, 2009
Instrument	2009-0030026

Lender

Name	CHEMICAL BANK
Type	Bank
Address	CALEDONIA, MI 49316

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2039

August 2009: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA MI
Recording Date	Aug 11, 2009
Property Address	550 E MAIN AVE, ZEELAND, MI 49464-1354
Document Number	20090033795
Map Reference	LB3 PG26
Instrument Date	Apr 24, 2009
Instrument	2009-0033795
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	193 W 17TH ST, HOLLAND, MI 49423-4114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2120 44TH ST SE, GRAND RAPIDS, MI 49508-5321

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Zeeland City
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,700 (+33.37%)	$261,400 (+33.37%)
2025	$2,389.00 (+14.42%)
2023		$98,000	$196,000
2022	$2,088.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZEELAND BOARD OF PUBLIC WORKS serves 8,328 people · EPA ID MI0007270
Water Source	Purchased surface water from HOLLAND BOARD OF PUBLIC WORKS
Last State Inspection	May 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Acentek.

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