538 E Main Ave, Zeeland, MI 49464 Property Records

Ottawa County property record for 538 E Main Ave, Zeeland, MI 49464

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,204 sqft · built 1900
Lot Size	0.228 acres (9,932 sqft)
Owner	Individual Name on Record
Tax Bill	$2,113 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan Jun 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-17-19-203-002`

Property Details

APN / Parcel Number

Primary APN	`70-17-19-203-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,204 sqft Living Area
1st Floor Area	916 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,932 sqft (0.228 acres)
Lot Dimensions	160 ft deep x 62 ft wide
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	538 E MAIN AVE
City	ZEELAND
State	MI
Zip	49464-1354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 21 VANDEN BERG'S ADD
Legal Range	14W
Legal Township	5N
Legal Section	19
Legal Subdivision	VANDEN BERGS ADD
Legal Block	203
Legal Lot Number	21
Jurisdiction	OTTAWA MI
Township / Civil Division	ZEELAND
Census Block Group	5
Census Block	5012
Census Tract	22900

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	538 E MAIN AVE, ZEELAND, MI 49464-1354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK
Jun 19, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 19, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 17, 2018
Transfer Doc	20190012394
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Recording Date	Jun 17, 2026
Property Address	538 E MAIN AVE, ZEELAND, MI 49464-1354
Document Number	0000018057
Instrument Date	Jun 8, 2026
Instrument	202618057
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	538 E MAIN AVE, ZEELAND, MI 49464-1354

Mortgage

Document Number	0000018057,
Date	Jun 17, 2026
Instrument	202618057

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2056

Interest

Rate	6.37%
Max Rate	-1%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	538 E MAIN AVE, ZEELAND, MI 49464-1354
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170021861
Date	Jun 19, 2017
Instrument	2017-0021861

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 18, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Apr 19, 2019
Property Address	538 E MAIN AVE, ZEELAND, MI 49464-1354
Document Number	20190012394
Instrument Date	Apr 17, 2018
Instrument	2019-0012394
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	538 E MAIN AVE, ZEELAND, MI 49464-1354

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Zeeland City
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,400 (+7.12%)	$246,800 (+7.12%)
2025	$2,113.00 (+14.4%) Homeowner's exemption	$115,200 (+24.14%)	$230,400 (+24.14%)
2023		$92,800	$185,600
2022	$1,847.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZEELAND BOARD OF PUBLIC WORKS serves 8,328 people · EPA ID MI0007270
Water Source	Purchased surface water from HOLLAND BOARD OF PUBLIC WORKS
Last State Inspection	May 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Acentek.

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