550 E 4th St, Chuluota (Oviedo), FL 32766 Property Records

Seminole County property record for 550 E 4th St, Chuluota, FL 32766

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,086 sqft · built 1958
Lot Size0.258 acres (11,250 sqft)
Owner2 Individual Names on Record
Last Sale$49,000 (Sep 1993)
Tax Bill$390 (2025)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN21-21-32-5CF-3400-0030

Property Details

APN / Parcel Number

Primary APN21-21-32-5CF-3400-0030

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,086 sqft Living Area
1st Floor Area648 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1958
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialGalvanized Metal
Lot Area11,250 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
PorchFinished/Screened Porch
Porch Area208 sqft
Utility Building133 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address550 E 4TH ST
CityCHULUOTA
StateFL
Zip32766-8610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLK 34 NORTH CHULUOTA PB 2 PG 54 TO 58
Legal Range32E
Legal Township21S
Legal Section21
Legal SubdivisionNORTH CHULUOTA
Legal Block34
Legal Lot Number3
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2000
Census Tract21205

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address550 E 4TH ST, CHULUOTA, FL 32766-8610
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 1993 · Amount on Record
Deed SaleSep 20, 1993 · Amount on Record
Deed Document Number0264801359
Deed Book / Page02648 / 01359
Record UpdatedJun 8, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address550 E 4TH ST, CHULUOTA, FL 32766-8610
Document Number0094780927
Instrument DateNov 6, 2019
Transaction TypeMortgage
Record UpdatedDec 6, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address550 E 4TH ST CHULUOTA FL 327668610, CHULUOTA, FL 32766-8610

Mortgage

Document Number0094780927
DateNov 15, 2019
Book Page009478/000927
Instrument124568
Lender
NameCG CAPITAL HOLDINGS LLC
Address1623 WARNER DR, CHULUOTA, FL 32766-8816
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 14, 2034

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$390.00 (-42.65%) Homeowner's exemption$70,311 (+5.99%)$188,620 (+16.64%) Land $92,700 Building $95,920
2023$680.00 (-6.59%) Homeowner's exemption$66,339 (+3%)$161,712 (-1.77%) Land $69,525 Building $92,187
2022$728.00 Homeowner's exemption$64,407$164,624 Land $73,388 Building $91,236

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims3 (2022–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHULUOTA WATER SYSTEM
public/private · serves 3,863 people · EPA ID FL3590186
Water SourceGroundwater
Last State InspectionDec 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 35

May also be available: T-Mobile, Verizon.

Nearby Properties on E 4th St

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