530 E 4th St, Chuluota (Oviedo), FL 32766 Property Records

Seminole County property record for 530 E 4th St, Chuluota, FL 32766

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,551 sqft · built 1959
Lot Size0.258 acres (11,250 sqft)
Owner2 Individual Names on File
Last Sale$40,000 (Sep 2013)
Tax Bill$1,045 (2025)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN21-21-32-5CF-3400-0050

Property Details

APN / Parcel Number

Primary APN21-21-32-5CF-3400-0050
Alternative APN
  • 2132215CF34000050

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,551 sqft Living Area
1st Floor Area1,281 sqft
Basement Area171 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area11,250 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide

Exterior Amenities

Pool Area1 sqft
PorchFlorida Room
Porch Area529 sqft
Patio Area1 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address530 E 4TH ST
CityCHULUOTA
StateFL
Zip32766-8610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 5 BLK 34 NORTH CHULUOTA PB 2 PG 54 TO 58
Legal Range32E
Legal Township21S
Legal Section21
Legal SubdivisionNORTH CHULUOTA
Legal Tract5CF
Legal Block34
Legal Lot Number5
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2000
Census Tract21205

Owner

530 E 4th St is owned and occupied by two individuals who bought it in September 2013.

Source: Seminole County records, as of September 15, 2026

Owner of Record2 Individual Names on File
Mailing Address530 E 4TH ST, CHULUOTA, FL 32766-8610
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2013 · Amount on File
Deed SaleSep 4, 2013 · Amount on File
Prior SaleJun 24, 2013 · Amount on File
Deed Document Number2013114240
Deed Book / Page8116 / 1318
Prior Transfer DateJul 18, 2007
Prior Transfer Doc0067920368
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Recording DateSep 1, 2026
Property Address530 E 4TH ST, CHULUOTA, FL 32766-8610
Document Number0000087582
Book / Page11104 / 1682
Instrument DateAug 26, 2026
Instrument202687582
Transaction TypeMortgage
Record UpdatedSep 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address530 E 4TH ST, CHULUOTA, FL 32766-8610

Mortgage

Document Number0000087582,
DateSep 1, 2026
Book Page11104/1682
Instrument202687582
Lender
NameREGIONS BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.5%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 530 E 4th St was $1,045 with a homeowner's exemption.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,045.00 Homeowner's exemption$93,204$228,357 Land $92,700 Building $135,657
2023$953.00 (+2.36%) Homeowner's exemption$87,939 (+3%)$200,517 (-0.25%) Land $69,525 Building $130,992
2022$931.00 Homeowner's exemption$85,378$201,019 Land $73,388 Building $127,631

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 530 E 4th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims3 (2022–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 530 E 4th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHULUOTA WATER SYSTEM
public/private · serves 3,863 people · EPA ID FL3590186
Water SourceGroundwater
Last State InspectionDec 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 35

May also be available: T-Mobile, Verizon.

Nearby Properties on E 4th St

Nearby Streets

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