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550 E 19th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 550 E 19th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,707 sqft Heated Area
Lot Size7,492 sqft (0.171 acres)
OccupancyOwner Occupied
Last Sale$214,900 (2017)
Tax Bill$3,192.00 (2025)

Property Details

APN / Parcel Number

Primary APN161044
Alternative APN
  • 122630014900010140

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,707 sqft Heated Area
Gross Area2,413 sqft Gross Area
1st Floor1,707 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,492 sqft (0.171 acres)
Depth X Width120 ft x 62.5 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area441 sqft Garage
FenceFence
PorchFinished/Screened Porch
Porch Area265 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number161044
Street Address550 E 19TH ST
CitySAINT CLOUD
StateFL
Zip34769-5432
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBENJAMIN ESTATES PB 20 PG 132 LOT 14
Legal Range30E
Legal Township26S
Legal Section12
Legal SubdivisionBENJAMIN ESTATES
Legal Tract149
Legal Block1
Legal Lot Number14
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2007
Census Tract43303

Owner

Source: Osceola County records · APN 161044

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address550 E 19TH ST, SAINT CLOUD, FL 34769-5432
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Feb 24, 2017Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
MIDFLORIDA FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 24, 2017 · Amount on Record
Deed SaleFeb 24, 2017 · Amount on Record
Prior SaleAug 19, 2016 · Amount on Record
Deed Doc Number2017030262
Deed Book / Page5107 / 1703
Record RefreshedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address550 E 19TH ST, SAINT CLOUD, FL 34769-5432
Transaction TypeMortgage
Record UpdatedJul 30, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 E 19TH ST, SAINT CLOUD, FL 34769-5432

Mortgage

Document Number0060012594
DateJul 14, 2021
Book Page6001/2594
Instrument2021109116
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateFeb 24, 2017
Property Address550 E 19TH ST, SAINT CLOUD, FL 34769-5432
Document Number0051071703
Book / Page005107 / 001703
Instrument DateFeb 22, 2017
Instrument30262
Transaction TypeTransfer
Record UpdatedApr 10, 2017
Title CompanyINNOVATIVE TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,504.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address550 E 19TH ST ST CLOUD FL 347695432, ST CLOUD, FL 34769-5432

Mortgage

Document Number51071704
DateFeb 24, 2017
Book Page005107/001704
Instrument30263
Lender
NameMIDFLORIDA FCU
TypeCredit Union
AddressLAKELAND, FL 33802-8008
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueFeb 23, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,192.00 (+6.44%) Homeowner's exemption$221,211 (+5.99%)$368,100 (+10.37%) Land $50,000 Building $318,100
2023$2,999.00 (+3.7%) Homeowner's exemption$208,716 (+3%)$333,500 (+14.96%) Land $45,000 Building $288,500
2022$2,892.00 Homeowner's exemption$202,637$290,100 Land $45,000 Building $245,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 346 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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