Osceola County property record for 520 E 19th St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,536 sqft Heated Area |
| Lot Size | 7,492 sqft (0.171 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $207,000 (2017) |
| Tax Bill | $2,815.00 (2025) |
| Primary APN | 161041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,536 sqft Heated Area |
| Gross Area | 2,105 sqft Gross Area |
| 1st Floor | 1,536 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,492 sqft (0.171 acres) |
| Depth X Width | 120 ft x 62.5 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 386 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 183 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 161041 |
|---|---|
| Street Address | 520 E 19TH ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5432 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BENJAMIN ESTATES PB 20 PG 132 LOT 11 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 12 |
| Legal Subdivision | BENJAMIN ESTATES |
| Legal Tract | 149 |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 43303 |
Source: Osceola County records · APN 161041
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 520 E 19TH ST, SAINT CLOUD, FL 34769-5432 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 02, 2017 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jan 30, 2017 | Loan Modification, Mortgage BANK OF CTRL FL |
| Jan 31, 2017 | Warranty Deed, Transfer INNOVATIVE TITLE AGENCY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 2017 · Amount on Record |
| Deed Sale | Jun 02, 2017 · Amount on Record |
| Prior Sale | Jan 31, 2017 · Amount on Record |
| Deed Doc Number | 2017080575 |
| Deed Book / Page | 5157 / 2577 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 02, 2017 |
| Property Address | 520 E 19TH ST, SAINT CLOUD, FL 34769-5432 |
| Document Number | 0051572577 |
| Book / Page | 5157 / 2577 |
| Map Reference | MB20 PG132 |
| Instrument Date | May 26, 2017 |
| Instrument | 2017080575 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | INNOVATIVE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,449.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3020 S FLORIDA AVE STE 101, 3020, LAKELAND, FL 33803-4058 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 520 E 19TH ST, SAINT CLOUD, FL 34769-5432 |
| Document Number | 0051572578 |
|---|---|
| Date | Jun 02, 2017 |
| Instrument | 5157/2578 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 520 E 19TH ST, SAINT CLOUD, FL 34769-5432 |
| Document Number | 0050940651 |
| Instrument Date | Jan 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | INNOVATIVE TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058 |
| Document Number | 0050940651 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 005094/000651 |
| Instrument | 16661 |
| Name | BANK OF CTRL FL |
|---|---|
| Type | Bank |
| Address | 5015 S FLORIDA AVE # 200, LAKELAND, FL 33813-5502 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 31, 2017 |
| Property Address | 520 E 19TH ST, SAINT CLOUD, FL 34769-5432 |
| Document Number | 0050940649 |
| Book / Page | 005094 / 000649 |
| Instrument Date | Jan 30, 2017 |
| Instrument | 16660 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2017 |
| Title Company | INNOVATIVE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,815.00 (+6.55%) Homeowner's exemption | $200,147 (+5.99%) | $328,900 (+10.33%) Land $50,000 Building $278,900 |
| 2023 | $2,642.00 (+3.85%) Homeowner's exemption | $188,842 (+3%) | $298,100 (+14.52%) Land $45,000 Building $253,100 |
| 2022 | $2,544.00 Homeowner's exemption | $183,342 | $260,300 Land $45,000 Building $215,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 68% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 346 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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