550 E 10th St, Lincoln, CA 95648 Property Records

Placer County property record for 550 E 10th St, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,381 sqft · built 1997
Lot Size	0.166 acres (7,232 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Jul 2020)
Tax Bill	$4,077 (2025)
Deeds & Mortgages	Jul 2020 Transfer Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021-630-044-000`

Property Details

APN / Parcel Number

Primary APN	`021-630-044-000`
Alternative APN	`021-630-044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,381 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	7,232 sqft (0.166 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	021-630-044
Street Address	550 E 10TH ST
City	LINCOLN
State	CA
Zip	95648-9643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 SIMMERMAN SUBDIVISIN R-89
Legal Subdivision	SIMMERMAN SUBD
Legal Lot Number	6
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2000
Census Tract	21401

Owner

Source: Placer County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	550 E 10TH ST, LINCOLN, CA 95648-9643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Quit Claim Deed STEWART TITLE, STEWART TITLE/PLACER
Jul 17, 2020	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2020 · Amount on Record
Deed Sale	Jul 17, 2020 · Amount on Record
Prior Sale	Oct 30, 2006 · Amount on Record
Deed Document Number	202073069
Prior Transfer Date	Jul 13, 2020
Prior Transfer Doc	0000073068
Record Updated	Sep 20, 2026

July 2020: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Jul 17, 2020
Property Address	550 E 10TH ST, LINCOLN, CA 95648-9643
Document Number	0000073068
Instrument Date	Jul 13, 2020
Instrument	73068
Record Updated	Jul 31, 2020
Title Company	STEWART TITLE, STEWART TITLE/PLACER

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	550 E 10TH ST LINCOLN CA 956489643, LINCOLN, CA 95648-9643

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jul 17, 2020
Property Address	550 E 10TH ST, LINCOLN, CA 95648-9643
Document Number	0000073069
Map Reference	MB R PG 89
Instrument Date	Jul 13, 2020
Instrument	2020-0073069
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	STEWART TITLE OF PLACER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	550 E 10TH ST, LINCOLN, CA 95648-9643

Mortgage

Document Number	0000073070
Date	Jul 17, 2020
Instrument	2020-0073070

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$391,947 (+2%) Land $115,927 Building $276,020
2025	$4,077.00 (+2.33%)	$384,262 (+4.04%) Land $113,654 Building $270,608
2023	$3,984.00 (+1.48%)	$369,342 Land $109,242 Building $260,100
2022	$3,926.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1986–1997)
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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