440 E 10th St, Lincoln, CA 95648 Property Records

Placer County property record for 440 E 10th St, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1986
Lot Size	0.144 acres (6,249 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Apr 2020)
Tax Bill	$4,074 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`008-028-018-000`

Property Details

APN / Parcel Number

Primary APN	`008-028-018-000`
Alternative APN	`008-028-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,288 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Construction Type	Frame
Lot Area	6,249 sqft (0.144 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	008-028-018
Street Address	440 E 10TH ST
City	LINCOLN
State	CA
Zip	95648-2085
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR LOT 9 & 10 BLK 2 HOITTS HOMESTEAD ADD MOR A-23
Legal Subdivision	HOITTS HOMESTEAD ADD
Legal Block	2
Legal Lot Number	9,10
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2007
Census Tract	21401

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	440 E 10TH ST, LINCOLN, CA 95648-2085
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Apr 28, 2020	Grant Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Oct 4, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 22, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2020 · Amount on Record
Deed Sale	Apr 28, 2020 · Amount on Record
Prior Sale	Jun 22, 2017 · Amount on Record
Deed Document Number	202038676
Prior Transfer Date	Sep 26, 2018
Prior Transfer Doc	0000071497
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	440 E 10TH ST, LINCOLN, CA 95648-2085
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 E 10TH ST, LINCOLN, CA 95648-2085

Mortgage

Document Number	0000069340
Date	May 25, 2021
Instrument	2021-0069340

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Apr 28, 2020
Property Address	440 E 10TH ST, LINCOLN, CA 95648-2085
Document Number	0000038676
Instrument Date	Apr 23, 2020
Instrument	2020-0038676
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	440 E 10TH ST, LINCOLN, CA 95648-2085

Mortgage

Document Number	0000038677
Date	Apr 28, 2020
Instrument	2020-0038677

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Oct 4, 2018
Property Address	440 E 10TH ST, LINCOLN, CA 95648-2085
Document Number	0000071497
Instrument Date	Sep 26, 2018
Instrument	71497
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	440 E 10TH ST LINCOLN CA 956482085, LINCOLN, CA 95648-2085

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Jun 22, 2017
Property Address	440 E 10TH ST, LINCOLN, CA 95648-2085
Document Number	0000046066
Instrument Date	Jun 16, 2017
Instrument	2017-0046066
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 E 10TH ST, LINCOLN, CA 95648-2085

Mortgage

Document Number	0000046067
Date	Jun 22, 2017
Instrument	2017-0046067

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$396,002 (+2%) Land $117,126 Building $278,876
2025	$4,074.00 (+2.36%)	$388,238 (+4.04%) Land $114,830 Building $273,408
2023	$3,980.00 (+1.5%)	$373,165 Land $110,372 Building $262,793
2022	$3,921.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1986–1997)
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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