San Mateo County property record for 550 Cypress Ave, Moss Beach, CA 94038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,010 sqft · built 1973 |
| Lot Size | 0.17 acres (7,407 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $475,000 (Sep 1999) |
| Tax Bill | $11,343 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-183-250 |
| Primary APN | 037-183-250 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,010 sqft Living Area |
| Gross Area | 2,680 sqft |
| 1st Floor Area | 1,340 sqft |
| 2nd Floor Area | 670 sqft |
| Basement Area | 670 sqft |
| Family Room | Family Room |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 7,407 sqft (0.17 acres) |
| Lot Dimensions | 99 ft deep x 75 ft wide |
| View / Lot | Corner |
| Garage Type | Basement |
| Garage Area | 670 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Street Address | 550 CYPRESS AVE |
|---|---|
| City | MOSS BEACH |
| State | CA |
| Zip | 94038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1-3 BLOCK 12 MARINE VIEW TERRACE RESUB RSM 5/39 |
| Legal Subdivision | MARINE VIEW TERRACE RESUB |
| Legal Block | 12 |
| Legal Lot Number | 1-3 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 613600 |
550 Cypress Ave is owner-occupied and held in a trust since November 2013.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | PO BOX 42, MOSS BEACH, CA 94038-0042 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 1999 · Amount on File |
| Deed Sale | Sep 30, 1999 · Amount on File |
| Prior Sale | Jul 30, 1999 · Amount on File |
| Deed Document Number | 1999166977 |
| Last Transfer Date | Nov 23, 2013 |
| Transfer Doc | 0000168633 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 550 Cypress Ave was $11,343 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $763,877 (+2%) Land $400,100 Building $363,777 | ||
| 2025 | $11,343.00 Homeowner's exemption | $748,900 Land $392,255 Building $356,645 | |
| 2023 | $10,523.00 (+4.27%) Homeowner's exemption | $719,823 Land $377,024 Building $342,799 | $1,539,810 |
| 2022 | $10,092.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 550 Cypress Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1986–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1996 · Severe Storms, Flooding, Mud And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 550 Cypress Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Cruzio.
5G (outdoors only) and 4G LTE
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